The amount of money that can be spent on a single transaction is 10,000, so you can use up to 10,000 at one time, but the premise is that the merchant did not close the function of the chanting payment, the merchant can support such a large amount of money, if he closed the chanting payment, then you can only brush out a maximum of 150 dollars, more than 150 are required to go to the bank card or balance of the treasure.

Chanting violations

1, the use of chanting cash, cash behavior is not from chanting, as early as the use of credit cards and merchants and merchants have been jointly cash, but the merchants will charge a certain percentage of the fee. The process of cash transfer is also relatively simple, and the flower chanting can also set the repayment date, so the cash can be in the hands of a longer period of time, to ease the individual's financial chain of tension. But this for the Alipay money chain can be said to have caused a certain degree of loss, so Alipay cracked down on the behavior of Chanting cash, if found many times to carry out the behavior of cash, Chanting may be blocked.

2, there is a serious overdue, because the flower is not access to credit, so some people do not care about the flower of the overdue. Even after the repayment period, they don't go to repay the loan, and the serious ones are even able to be overdue for months or even years. According to the data of 2019, the amount of unpaid flower chanting has exceeded 200 billion yuan. This is a very high amount of money, so from this year, some of the users of the chanting has been involved in the credit system, chanting overdue will affect the personal credit, serious overdue may also be pulled into the bank "blacklist", the future of the car loan or home loan will be affected.

3, belonging to the risk account, if the user's account frequently in the unfamiliar equipment login and payment, by Alipay background detection will be default become a risk account, may affect the account security. In general, in order to protect the security of the account, Alipay will ban the chanting of the chanting of flowers. But if it's not because of your own reasons that you've been prompted to become a risky account, you can check to see if there are any accounts that you don't know that have been logged in recently in Alipay's security center. After that, remember to change the password in time, make the password more difficult, and do not and Taobao's login password or other commonly used passwords, so as to maximize the protection of the account's security.

4, belonging to the gambling account, Alipay does not support any online gambling behavior, and zero tolerance for gambling merchants, refused to provide cooperation. Alipay's back-end monitoring system is always in operation and will vigorously fight against any gambling-related accounts.