I think Fosun is better, because Fosun has a guarantee for the policyholder, once the policyholder dies or becomes disabled when the child is not yet a minor, Fosun can pay the child an annual growth fund of 50% of the insured amount to ensure that the child grows up, and at the same time free to pay the outstanding premiums, the insurance of the other education benefits are paid as usual,hollister france, the outstanding children don't have this guarantee, only three education benefits. So I think it's still more of a protection role for Fortune Star Junior.