"Bank of China Enterprise E Loan-Bank Tax Loan" is an online loan provided by Bank of China to small and medium-sized enterprises (SMEs) with the help of the Internet and big data technology, under the premise of legal compliance and risk control, based on SMEs' tax payment information, integrating internal and external data and information resources of the bank and relying on the wind control model and strategy to conduct a comprehensive evaluation of the customers. It is an online loan provided to micro and small enterprises. It is a credit product that is centered on the customer's tax declaration and sales revenue, combined with the scale of the customer's sales return in the bank, and provides the customer with a certain percentage of credit, or credit amplification based on a certain percentage of credit on the basis of guarantees and mortgages provided by the customer.

The target customers of this product are national standard small and micro-enterprises, and it implements the *** same borrower model, i.e., the borrowing enterprise and its legal representative as the *** same borrower. Product application is subject to tax data authorization, logging into the enterprise Internet banking and the enterprise's legal representative mobile banking to submit business applications respectively. After the product application is approved, the product signing will be completed within the specified period, and the money can be used normally.