Are you XXX? '
"You have an unregistered white slip from JD.COM."
"Failure to cancel will affect your personal credit information and bear relevant legal responsibilities."
When the so-called "JD. COM customer service staff "
Call like this.
Watch out!
Because this time the liar's goal is:
"Doctor of Law." The account has been cancelled!
0 1
Case 1
Recently, the special police brigade of the Central Branch of Jining Public Security Bureau 1 10 immediately acted and pressed the "stop payment button" urgently to help Ms. Meng successfully recover the cheated 654.38+10,000 yuan.
At 20: 00 15 on July 27, 2023, the second grid of the first squadron of the special police brigade received an alarm from the masses that Ms. Meng 3360 of a clinic in rencheng district, Jining was defrauded by a person who claimed to be "JD" for 6.5438+10,000 yuan. COM white strip customer service. "
The police seized the fighter plane against time and urgently stopped paying the account transferred by Ms. Meng. After two hours of hard work, the police successfully helped Ms. Meng recover the transferred fraud amount of 65,438+10,000 yuan.
02
Watch industry tourism
On July 25th, 2023, Ms. Wang, who lives in rencheng district, Jining, received a fraudulent phone call calling herself "JD". COM customer service ". On the phone, the other party said that the loan amount of Ms. Wang in JD.COM was higher than the normal amount of the CBRC, so it was necessary to lower the loan interest rate and increase the customer service QQ.
After Ms. Wang added the other party's QQ, the other party asked Ms. Wang to download and register the "LeTV Projection Screen" and open the screen to enjoy the function. In order to further gain the trust of Ms. Wang, the other party asked Ms. Wang to open a website named CBRC.net through a browser. After opening, Ms. Wang saw an announcement that the supervision of "illegal online lending" was upgraded again. The announcement was consistent with the customer service of the other party, and Ms. Wang believed the other party.
one
Fraudsters pretend to be customer service in JD.COM, accurately reporting the personal information of the victims to gain trust, saying that failure to cancel JD.COM's IOUs will affect credit reporting and further pressure to create panic. The importance of credit investigation is self-evident. Liars directly take advantage of this, so that the victims dare not think and follow their ideas step by step into the trap.
2
police
square
support
be awake
1. If you have loan experience, as long as you pay off the loan on time, your personal credit will not be affected! Personal credit information cannot be modified artificially. If you have any questions about personal credit information, you can log in to the Credit Information Center of China People's Bank.
3. Always keep your personal information! Information such as ID number, verification code, bank card number and password will be kept confidential!
Related Q&A: Is the interest on borrowing money high in JD.COM? JD.COM can borrow money in three ways. COM:JD.COM gold bars, white bars for cash withdrawal and borrowing. Among them, the gold bars and white bars are all from JD.COM. COM own, and the interest rate is not high. The minimum daily interest rate is 0.025%, which is similar to borrowing money and micro-loans. Lending Bao is a platform provided by JD.COM, which includes loan products from other financial institutions. The comprehensive annual interest rate of most loans is between 12%-36%, and the interest is relatively high. At present, the maximum loanable amount of gold bars in JD.COM is 200,000 yuan, and the specific amount needs to be systematically reviewed and determined. The withdrawal amount of IOUs is related to your IOUs. You can withdraw the rest of your money. “JD。 COM White Strip is the first Internet credit payment product in the industry, which allows users to enjoy the consumption experience of "consumption first, payment later, real-time approval and arbitrary installment", and quickly becomes an industry model, laying the leading brand position of Jingdong Finance in the consumer finance industry. In positioning, "JD. COM White Strip is a credit payment service for users with high credit rating and consumer demand through the credit evaluation of big data. Users can enjoy the service of paying first and shopping in installments in JD.COM Mall, with a maximum of 24 installments. Bills can also be repaid in installments, with the lowest repayment rate and lower execution rate than bank credit cards. Jingdong Finance Consumer Finance has opened more than 1 100 million users. Since then, "Baitiao" has also opened up O2O(JD.COM arrives at home), global purchase and product crowdfunding within the JD.COM system, and then gradually covered the fields of renting, tourism, decoration, education, wedding and so on, extending from credit house purchase service to providing credit consumption loans, covering more consumption scenarios and providing credit consumption services for more consumers. JD.COM Baitiao's service scene has gradually expanded, with nearly 10 million online and offline merchants, covering life and entertainment, business travel, education and training, communication, leasing and other industries. Cooperate with the bank to co-sign the electronic account "White Strip Flash Payment", expand the white strip payment to offline through NFC technology, and further broaden the use scenarios of white strip payment by binding WeChat payment. 2065438+March 2009, according to the statistics of the referee document network, more than 200 people have used JD. COM white strip "fraud. According to the verdict, the average age of the defendants in 107 is 28 years old. Take JD as an example. The two courts in Changsha pronounced that college students accounted for nearly half of the defendants. The defendant's maximum sentence was 19 years, with an average sentence of 2.35 years. In addition, the number of college students deceived mentioned in the judgment exceeded 362, which became a more conspicuous group among the victims.