Big Data Blackout is being blacklisted by Big Data, and such users are basically unable to apply for online loans. Most of the online loans are credit loans, so if you still want to apply for a loan, you can only apply for a collateralized or secured loan. Although these two kinds of loans also have to refer to the credit of the lender, the lender is willing to lend money to the big data blacklisted users because of the collateral and guarantee, and the lender can still get back the capital after there is a late payment.

Big data black is generally due to improper loan repayment operations, resulting in overdue, or the number of loans is too many there is a risk of multiple borrowing, or fill out the wrong personal information, there is a suspicion of fraudulent loans and so on, if you still do not know what is the reason for their loans are rejected, you can WeChat search 'to check' attention to the query. These several situations will lead to big data black, once your big data black will directly affect the results of the loan, now not only is the online lending platform will query the lender's online lending big data, the bank will also query, as long as your big data black, the bank will consider to give you a reduction in the amount of credit, or direct refusal of loans.