Nowadays, many people are using Alipay, Alipay has a Sesame Credit Score, a lot of people do not know how much this score is considered normal, if the score is high what are the benefits?

First of all, there are five levels of Sesame Credit Score:

700-950 for the first level, excellent credit;

650-700 for the second level, excellent credit;

600-650 for the third level, good credit;

550-600 for the fourth level, medium credit;

350- 550 is a five rating, poor credit.

Since it's a personal credit score, naturally the higher the score the better, the higher the score, the better your credit, the more benefits and interests you enjoy in Alipay, and if the score is lower, the corresponding interests will be reduced.

So what are the benefits of having a high score? Here to give you a few examples:

1, free deposit riding:

ofo and sesame credit cooperation. At present, for users in the Shanghai area, as long as the Sesame Credit score is above 650 points, you can enjoy the riding service without deposit, and we hope to implement the deposit-free activities in the whole country as soon as possible.

By entering the Alipay **** enjoy bicycle page can be found, not only the OFO, Yonganxing, small blue bicycle, as many as six **** enjoy bicycle has been with Alipay cooperation, Sesame credit 700 or more can be free deposit ride.

2, credit visa:

Sesame score is higher than 700 points can apply for a Singapore visa, the information required will be reduced a lot. Users with sesame score above 750 can apply for Luxembourg's "credit visa" through AliTravel. The information will also be reduced according to each person's situation

3, no deposit to stay in the hotel:

As early as 2015, Ali launched the "credit residence", 600 points above the user booking hotels can enjoy the "zero deposit" The first thing you need to do is to get a good deal of money to buy a hotel, and then you can buy it.

Of course, the benefits of a high Sesame credit score are not limited to the above points, the application of Sesame credit score may be more and more, the credit score of friends can enjoy more and more benefits, generally more than 600 points belong to the better credit, 600 points below the friends need to pay attention to your credit score, pay attention to the accumulation of weekdays, and work hard to improve the score.

What is Sesame Credit Score, which is a credit system set up under Alibaba Ant Gold Service. Bribing the rapid development of Internet finance, it has developed into an important role in Internet credit. So for the average user, what kind of score is normal!

How many points is normal

Even for newly registered users, the general score will be close to 600, and a little use can reach more than 600. A Sesame score of 600 is a passing line, a watershed for good or bad credit. 600 is considered passing, so a score below 600 is failing. With failing credit, basically a lot of credit-granting based behaviors can't be done. So if your Sesame score is below 600, it's imperative that you find ways to improve your credit score.

Sesame credit scores are generally considered on the basis of five latitudes: credit history, behavioral preferences, fulfillment capabilities, identity traits, and connections. So if you want to artificially improve your credit score, just start with these aspects. For example, if you have a good credit history, you can use Alipay to complete your life's purchases, and bind your social security account, even if you've just opened a new account, you'll be able to reach a score of 650 or so, and that's a very easy thing to do.

Users with a sesame score of 750 or more can apply for a Luxembourg credit visa through AliTravel. Depending on the situation of each applicant, users can submit less documents such as proof of assets. The better the credit, the less the applicant has to pay, and the materials that can be paid less may include proof of employment, proof of income, household register, copy of ID card, proof of payment of air tickets and hotels, and so on. Sesame scores higher than 700 can also apply for a Singapore visa without having to provide proof of employment, a personal information sheet, a household register, a copy of ID card, and other documents.

In short, the higher the credit score, the more privileges you enjoy, such as the amount of chanting borrowing, generally higher score than the lower score. The first thing you need to do is to get your hands on some of the most popular products and services in the world, and you'll be able to do that with the help of your own personal computer. So, be sure to pay attention to your credit when you're using it, and don't wait until it's time to use it to realize that you don't have enough points.

Ranked according to score: 350-550 for poor credit, 550-600 for moderate credit, 600-650 for good credit, 650-700 for excellent credit, and 700-950 for excellent credit. See which echelon you belong to, and work hard tart!

Under the system of big data, all of a person's electronic consumption records or other financial behaviors are collected and statistically categorized to form a credit report. This is the case with the People's Bank of China's credit records, and Ma's Alipay's Sesame Credit system is more detailed and specific. In general, the Sesame score is more reflective of a person's financial strength and integrity.

According to the scoring system given by Alipay itself, Sesame Credit is categorized as follows:

350-550 points: poor credit; many people can't afford to pay back their flowers, and are maliciously delinquent, so naturally, their credit score is the lowest.

550-600 points: medium credit;

600-650 points: good credit; generally as long as the late, it will be quickly downgraded, there are a lot of people in this range.

650-700 points: excellent credit;

700-950 points: excellent credit.

I've kept my 775 score for more than 3 years, and only added 5 points to 780 this month, and my Sesame Credit score has always been in the state of excellent credit because, Taobao and Alipay know me, and I've been buying from Taobao since 05, and I've never been late.

A high score does have quite a few benefits, most most obviously the amount and interest rate of borrowing and chanting.

I'm not sure how much I'm going to be able to get out of this one, but I'm going to be able to get out of this one, and I'm going to be able to get out of it.

But the other side of the coin is that there is a 40-day interest-free period, so you can use it without worrying. The first thing you need to do is to get your hands on some of the most popular products and services in the world, and you'll be able to do that.

These two can solve most people's daily financial needs, and can even be used for financial bridges and turnover.

In fact, there are many more uses for a high Sesame Score.

For example, if you have a credit card, you don't have to pay a deposit to stay at a hotel.

For example, you can rent a car without a deposit.

You can also ride without a deposit. Some people have to wait a long time for a deposit on a small yellow car to be refunded, but we never have that problem.

There's also no deposit for renting a rechargeable treasure, an umbrella, or anything else with a score of 700 or more.

There's also creditgo, which offers discounts on subway buses in certain cities with a score of 650 or more.

High scores, such as 700 points or more, can be free to do some of the national team's visa, such as Singapore, I am so to do.

Other food, accommodation and transportation, the advantages of a high Sesame score are too many to list.

In terms of personal relationships, the advantages of having a high Sesame score are even more pronounced.

For example, a good edge network, you can light up to pay the sesame score, others look, ooh, sesame score is high enough, this person is reliable, in this case, to find the object of a greater chance.

What's more, some regional parents have learned to use the sesame score to judge the future daughter-in-law or son-in-law, such as Shanghai's mother-in-law, in addition to looking at the other side of the hardware conditions, the other thing to look at is the young man's sesame score.

Finally, now is the era of big data, credit is valuable, please cherish your credit.

Mr. Ma once threatened that if the banks don't change, we will change the banks. He did it, forcing the banks to make changes for our benefit. Mr. Ma's Alipay has been liked by many users since it was launched, and after spending a huge amount of money to build the Sesame Credit system, the benefits given to users are more and more, so it is even more liked by users, so how many points is a Sesame Score considered normal?

Sesame score is divided into five levels, namely:

350-550 points: poor credit;

550-600 points: medium credit;

600-650 points: good credit;

650-700 points: excellent credit;

700-950 points: excellent credit. excellent.

So where do you fall on the scale?

It can be seen that the sesame score of 600 points is the watershed of the sesame score, 600 points or more for the better credit, so what are the wonderful uses of the sesame score? Ma Yun responded: you can spend it as money.

First of all: Internet finance

Sesame score of 600 points or more you can use the function of ants chanting, you can enjoy the service of first consumption after repayment like a credit card, and it is more convenient than a credit card, there is also the opportunity to have the authority of the chanting of borrowing, you can borrow money directly to the bank card or the balance, up to a maximum of 300,000 yuan, which is similar to the WeChat particulate loan, but these two services are very similar, but they are not the same. The official launch of the white list invitation system, many users were rejected, WeChat has a service "turnover world" search can be directly applied, but also very popular with users like, really can be when the money to spend it.

Second: deposit-free rental

Sesame score of 650 points can enjoy the benefits of deposit-free rental, deposit-free rental of umbrellas, charging treasure, car rental, etc., but also deposit-free hotels, deposit-free rentals, etc., but also take the sesame score as money.

Once again: Internet medical

Alipay united more than 400 medical units, jointly launched the "Ali Health", sesame score 650 points can enjoy online consultation, online registration, first see the doctor after the payment of the benefits, and most of the support for the chanting of payment, but also to take sesame points as a money spent.

Finally: Canada online visa

Recently Alipay responded, and the Canadian Embassy reached an agreement, sesame score of 750 or more, you can apply for an e-visa online, you can save cumbersome proof of property and other steps, sesame score can indeed be used as money.

Sesame credit must be more familiar to everyone, is a credit system built by Alipay, in the present is still more credible a credit rating method. So we can't help but ask, what does it matter how high or low the score is?

Sesame credit score is 950 at the highest and 350 at the lowest

Poor: Sesame score between 350 and 550

Medium: Sesame score between 550 and 600

Good: Sesame score between 600 and 650

Excellent: Sesame score between 650 and 700

Excellent: Sesame score between 700 and 950

My personal credit score is around 760, and all my friends are around this score;

The basic uses of Sesame Credit are as follows:

1) Borrowing at low interest rates: For example, there are some differences in the amount of credit and interest rates for borrowing money, especially the borrowing rates. **Hangzhou products - ***Hangzhou bicycle, car rental, rental housing and many other aspects can be exempted from the deposit, for the use of a lot of added convenience;

4) social : high credit score is conducive to increase the sense of trust between people;

Sesame score range is 350-950, 600 points or more are considered normal The more you can do, the more you can do, the more you can do, the more you can do.

2, you can get a lower interest rate

Normally, the higher the score, the lower the interest rate, for example, my score is 730, and the interest rate is 4 out of 10,000, while a friend of mine has a score of 780, and the interest rate is only 3 out of 10,000, which is 365 dollars a year less than I have

I've also seen a friend of mine with a score of 816, which is a lot more than I would like to see. The credit score is 816 points, borrowing chanting daily interest rate is 0.02%!

3, you can enjoy a lot of special benefits

The most common is to ride a bike without deposit, use a charger without deposit, rent a room without deposit, rent a computer without deposit, digital equipment, etc.

The most common is to ride a bike without deposit, use a charger without deposit, use a charger without deposit, rent a computer without deposit, digital equipment, etc.

Some time ago, Alipay also launched a free to buy a cell phone, as long as the 'Sesame Score value of more than 750 points can be free to buy a cell phone experience for a month, a month do not be satisfied with the return at any time.

I think we must have heard the story of Alibaba and the Forty Thieves. The B2C e-commerce platform founded by Jack Ma is now called Taobao, and used to be called Alibaba when it was B2B, and the name was inspired by this story of riches from "One Thousand and One Nights". The story is famous for opening the door to wealth: Open Sesame. And Sesame Credit Score is the equivalent for Alipay users to share certain benefits of the Alipay platform by accumulating credit.

There are five levels of Sesame Credit Score, ranked from lowest to highest: 700-950 (excellent); 650-700 (good); 600-650 (good); 550-600 (moderate); and 350-550 (poor).

The worse here is of course not really about the user's poor credit, which generally starts at 350 when you first sign up for Alipay. After completing the authentication, a few transactions such as phone bill recharge, Taobao shopping can quickly rise to 600 points, but if you want to continue to rise, you need to constantly measure your five criteria:

1, behavioral preferences: Mainly related to your consumer behavior, shopping, hotels, air tickets, travel, these consumption will be very points.

2, identity characteristics: including your through the academic schooling, professional qualifications, consumer records and other information.

3, fulfillment ability: There is no on-time repayment.

4, human relations: how the record of friends, the relationship between money.

5, credit history : in the loan, credit card and so on there is no bad record, in the platform whether there is a violation of the operation.

So a score of 600 or more is considered normal, and below 600 you need to consider whether you are not yet integrated into the mobile payment era, or there are any bad operations.

As you can see from the metrics above, Sesame Credit is similar to a credit card, but with the Alipay platform, which aggregates more features, Sesame Credit is more flexible in its use, and can be used as a service tier based on different points. Not to mention that today the Ali system is growing, and credit services can be provided in scenarios such as hotels, rentals, travel, dating, classifieds, student services, and public **** business services.

1, 600 points or more: you can open the chanting and borrowing, the higher the points, the higher the amount, the lower the interest rate;

2, deposit-free rental (Xiangya, Spring Sleep, Youkaiyijia, Beautiful House, Apartment Home), car rental (Shenzhou Rent-a-Car, YiHi Rent-a-Car, Avis Rent-a-Car, etc.), live in hotels (Future Hotel, Piggy Short Rent, Tujia Apartment B&B, Ant Short Rent, Wood bird Short Rent), etc. You can apply for Luxembourg's "credit visa" without submitting proof of employment, proof of income, a copy of your ID card, or proof of payment for a hotel.

In other words, the increase in Sesame Credit Score will be a bonus for users, including those who can use their credit to pay for things like food, clothing, housing, and transportation.

These are the first time I've ever seen a computer that could be used as a tool for a computer, and I'm sure it's a good idea to use it.

Of course, a good credit score is a good thing, so it's a good idea to keep your credit score up to date, otherwise you'll be stuck with a bad credit score for the rest of your life.

Alipay is one of our daily payments to use the most of a user, Alipay Sesame Score the higher, the higher your credit, but you this Sesame Score is not fixed, look at the number of times you use the more to pay back in a more timely manner, you use Alipay every function, such as the drip taxi, the letter to sprinkle the store, the process of each use, credit or not, is a record, when you are not good credit, is there a good credit, the credit is not a bad credit. The record, when you have bad credit when the sesame score will fall, when you use the credit more and more good, the sesame score will rise.

The general sesame score of 600 points is normal, of course, the sesame score is the higher the better, when you do the credit card, as long as the sesame score reached a certain point can be done, regardless of whether you have no work, just look at the credit, credit loans, of course, Alipay in 600 points can open the chanting and chanting, give us a common a platform for borrowing money.

Of course Alipay Sesame Score improper use will also come back to some bad things, for example, you in Alipay Chanting sells things, did not pay in time on this is to be on the credit, if on the credit will affect your goods, now is a big data era, the bank will have your bad record, friends use Chanting, Chanting, when you have to measure up to it.

If there is something not well written welcome to criticize

Sesame score in the free service above can experience the ultimate service, the score in the 550-600 even if it is normal

Alipay is the daily life of everyone will use a third-party payment platform, and we use Alipay's functions, but do not know that in the process of using the corresponding credit system service, and the

These services will be through the cloud computing a variety of big data, and the credit system is not the only thing that can be used. These services will be analyzed by various big data through cloud computing and then present a credit status of our own!

And this credit status in Alipay's Sesame Credit can be very intuitively reflected, reflecting the most conspicuous is the Sesame Score score

Alipay Sesame Score how much is normal?

Sesame score level is also a certain difference, Sesame score gives a range of 350 to the top 950, 350 points to 550 is considered poor, 550 to 600 for the general, 600 to 650 for the good, 650 to 700 that is excellent, in the upper part of the excellent

How should we improve their own Sesame score

go out to stay in hotels and B&Bs with no deposit, no checking and no queuing, no deposit for rental cars, no deposit for bicycles, no deposit for umbrellas and so on***. !

To summarize, when we use the Sesame Score free service, we are experiencing a reflection of our personal credit status, so we should maintain a good personal integrity credit!

This is the first time I've ever seen a Sesame score on a computer, and I've never seen it on a computer.