1, Gomez Easy Card has access to the credit of the People's Bank of China, not only the late records on the credit, normal repayment records will also be on the credit. However, only the late record will affect the user's credit, the normal repayment of the repayment record is conducive to the maintenance of personal credit. For most users, small loan records on the credit, as long as it is on time repayment, for personal credit will not have a negative impact.

2, only the record of late, will form a credit stain, especially has been late repayment, this late record will seriously affect the credit.

Gome Easy Card divides consumer finance into online and offline consumer finance, with products covering consumer installments, cash consumption, provident fund loans, and credit card services.

1, platform advantage

Gome E-card integrates online and offline resource advantages, deepens the development mode of "scene + finance + technology", accelerates the penetration of the field industry, strengthens the breakthrough of the external scene, and drives the extension of the inclusive financial scene by means of innovative science and technology, and provides customers with all-channel, integrated products and services through a diversified family financial service system. It provides customers with omni-channel and integrated products and services through a diversified family financial service system. Gome Easy Card has completed the business layout of 2,400 offline stores in more than 700 cities across the country, and has cumulatively provided a full range of consumer installment services to more than 26 million users.

2. Risk prevention and control

Gome E-Card takes the big data-driven operation and marketing system "Compass (TMH)" and the wind control system "Water Drop (NCM)" as the core, and all links are monitored in all aspects, and the operation is directly refined. Digital marketing and combined with application scenarios for risk control focus on the issue of big data-driven new finance, to create a truly new finance.

3, product introduction

Consumption installment: new product quality assurance, life without waiting, first consumption and then payment.

Cash consumption: the amount of one application, the validity of the cycle of use; according to the credit, the higher can get 200,000 credit limit.

Provident Fund Loan: You can apply with your provident fund and get a higher credit limit of 200,000 dollars.

4, CCTV exposure

July 16, 2020, CCTV 3-15 evening party exposed the Gome Easy Card there is a suspicion of theft of user privacy.