Users have nothing to lose by answering the calls, and when they encounter a call from the bank, they can just answer the call normally, or they can simply decline it if they don't need to do loan business.

Many people have responded to their own received a phone call from the online business bank, the content of the call is mostly marketing loan financial products, in fact, this is a trap behind the big data information. Fraud gangs will learn in advance through big data which users often search for loan-related issues, so they will call the cell phone numbers of these users, as a way to increase the chances of successful fraud.

When encountering the above situation, all pay attention to first reject the other party's request to pay all the money, stay calm, pay attention to fraud, extortion and other illegal and criminal behavior identification and prevention, to protect their own financial security.