Three months to six months, especially bad may take 12 months.

Two, specific analysis

Generally speaking, many organizations only look at three months or six months of records, so want to recover big data, it is recommended that during this period of time to take care of a good, do not apply for online loans, point a little bit can not be; in addition to the previous late online loans remember to pay back, about six months or so after the big data can be restored to a good.

Now is the age of credit, not only the credit report will record the personal situation, the third party will also. Therefore, it is recommended that you still do not take a chance, lest you regret it when the time comes.

If you have a record of late payments online, or a record of borrowing from multiple platforms, then your various records will be subject to big-data wind control, and when your online lending platform frequently rejects you, even the flower chanting will be shut down. If your net black data has abnormalities, you can look up: Bei tip speed check, you can get your own big data and credit status, you can get all kinds of index data, you can check your own personal credit status, blacklist situation, net loan application record, application platform type, whether it is overdue, the amount of overdue, whether there is an arbitration case, and so on important data information.

Three, online loan blacklisted how to handle can not be lifted?

As soon as possible to pay off the money owed, and the other side of the negotiation.

Here are some suggestions on how to deal with getting rid of the online loan blacklist from the following aspects.

1, do not lose contact with the owed platform consultations, informed of the reasons for the inability to repay, to strive for each other's understanding;

2, negotiation of repayment program, try to pay off the loan earlier, especially in terms of interest, you can strive to reduce;

3, after confirming a good repayment program, strictly in accordance with the requirements of the repayment, and do not break the contract.

Generally, if people can actively and properly deal with overdue events, the information on the online loan blacklist can still be eliminated. However, people need to be wary of advertisements that pay money to get rid of bad information.