Payment score is launched by WeChat, against the Sesame Credit Score, only began to be officially public on January 9, 2019, the payment score is based on WeChat Payment big data, on the consumption of the user, trustworthy and other situations to calculate the score comprehensively.
The WeChat payment score consists of three core components, mainly identity traits, which is the real name information of personal authentication; consumption characteristics, which is the use of WeChat payment and other consumer activities and other behaviors; and trustworthy records, which is the record of trustworthiness accomplished using WeChat.
Because the current payment score on line for a relatively short period of time, many loan platforms are not docking payment score requirements, the use of payment score loans and not as much as Sesame Credit, WeChat payment score is high now there is through the WeChat Microparticle Loan Loan possible.
The particulate loan is Tencent micro-banking for high-quality micro-credit users to launch the loan product, the loan does not need to guarantee, pure credit loans, with the borrowing of the repayment, the interest is paid on a daily basis, the daily interest rate is about five ten thousandths of a percent.
Open WeChat, in the "I" into the WeChat wallet, you can see the particulate loan borrowing entrance, if there is no display particulate loan borrowing entrance, marking the individual does not meet the particulate loan loan requirements.
The payment score is introduced by WeChat, if the payment score is high, the first docking platform should be its own loan products - particulate loan.
What does a WeChat payment score of 700 or more mean?
WeChat payment score of 700 or more marked personal use of WeChat is better, because the launch is not long now, the function is not perfect, 700 or more WeChat payment score does not have the relevant rights and interests, the later WeChat, as well as other lending platforms may be accessed to the WeChat payment score, so that users with higher scores to enjoy higher rights and interests.
At present, for the merchant configuration, WeChat Payment Score provides three functions of collection deduction, user risk identification and joint disciplinary action, which can effectively reduce the bad debt rate of merchants; for the user, there is a no-charge rental function, as well as a no-charge speedy residence, enjoy before paying function.
WeChat payment points view method, open the cell phone WeChat, click on "I" to enter the main page you can see the "payment" entrance, and then enter the "wallet", you can see the WeChat payment points entrance, and then enter the "wallet", you can see the "payment" entrance. You can see the WeChat payment score entrance, you need to have the WeChat payment score query permissions to be able to.