These records will become part of your credit history and will remain permanent and cannot be deleted.
These are the first time I've ever seen a person who has been in the same situation as me, and I'm not sure I've ever seen a person who has been in the same situation as me.
Of course, users can also delete a single spending record, in Alipay's bill, find a spending record, this record can be deleted individually.
However, users can't delete the records in their Alipay bill, and they can still find the deleted records by checking their bill after they've deleted the previous consumption records.
As for the borrowing record and repayment record of the flower chanting on the credit, this part of the record will be kept in the credit, the personal credit report has a credit record, so that the user will not become a credit white household.
So, it's helpful to have a credit record on your credit report to apply for credit.
If you don't know much about your online loan application, we suggest you get a big data report on SongoCheck. After checking your detailed borrowing record and confirming that the borrowed money is correct, you should first pay off the outstanding amount in full, and then contact the customer service of the corresponding platform to deal with it. With these steps, you can better manage your borrowing records.
Extended information:
What does it mean when you update your credit card to a credit loan?
The reason why Chanting was updated to Credit Credit is that Ant Group initiated the brand segregation, because the organization that provides Chanting service is not only Ant Group, there are also some cooperating organizations, and after updating it to Credit Credit, you can visualize that the organization that provides the service to you is the one that provides the service to you.
None of this will affect the use of the program.
After the update, the consumer's record of using the chanting service will probably be reported to the personal credit system, so the impact of the chanting overdue will be more significant, once overdue, it will be left in the personal credit report of the credit record, and the future credit activities will be affected.
These are the first time I've ever seen a person who has been in the same boat as me, and I've never seen a person who has been in the same boat as me before.
If you feel pressured to pay your bill, you can apply for a billing installment or a minimum payment, but don't overdue yourself.