1, online loans belong to the private lending, is a civil dispute, does not constitute fraud, and does not belong to the jurisdiction of the investigation brigade.
2, online loan default, will be charged daily on the overdue amount of the agreed interest rate of 150% penalty interest, and in strict accordance with the requirements of the People's Bank of China reported credit. Late payment due to non-payment can not be revoked credit record.
3. After the lending institution wins the lawsuit to the court, if the debtor fails to fulfill the court's judgment during the fulfillment period, the creditor can apply to the court for compulsory execution.
4. When the court accepts the enforcement, it will inquire about the properties, vehicles, securities and deposits under the debtor's name according to the law.
5. In addition, if the debtor has no property under his name that can be enforced and he refuses to fulfill the court's effective judgment, he will have negative information such as late repayment recorded in his credit report and will be restricted from spending money and entering or leaving the country, and may even be detained by the court.
6. If you have the ability but refuse to execute, you are suspected of refusing to execute the judgment or ruling.
Expanded:
Article 242 of the Civil Procedure Law If the executed person fails to fulfill the obligation determined by the legal document according to the execution notice, the people's court has the right to inquire about the executed person's property such as deposits, bonds, stocks, fund shares and so on from the relevant units.
The people's court has the right to seize, freeze, transfer or realize the property of the executed person according to different circumstances. The people's court inquiries, seizure, freezing, allocation and realization of property shall not exceed the scope of the executed person shall fulfill their obligations.
Article 266 of the Criminal Law If the amount of fraudulent public or private property is relatively large, the person shall be sentenced to fixed-term imprisonment of not more than three years, detention or control, and a fine or a single fine; if the amount is huge or there are other serious circumstances, the person shall be sentenced to fixed-term imprisonment of not less than three years and not more than ten years, and a fine;
if the amount is particularly huge or there are other particularly serious circumstances, the person shall be sentenced to fixed-term imprisonment of not less than ten years or life imprisonment, and a fine. life imprisonment, and a fine or confiscation of property. Where this Law provides otherwise, it shall do so in accordance with the provisions
Article 313 of the Criminal Law If a person refuses to execute a judgment or ruling of a people's court when he has the ability to do so, and the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or a fine.
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