1, if you apply for a refund after you've purchased a product, the money may be returned directly to your Chanting credit, or to your Chanting bill, or to your Alipay account balance.

2, like applying for a refund before confirming receipt of the goods, the money is usually returned directly to the amount of money, the corresponding amount of consumption will be restored, and there will be no bill, no need to repay.

3, and if you apply for a refund after you've confirmed receipt of the goods, you'll be refunded the amount of money you've spent on the bill before you've repaid the current bill.

4, as for the case of applying for a refund after confirming receipt of the goods and paying off the current bill, the money is usually returned to the balance of the Alipay account.

5, it can be seen that the way the money is returned varies depending on when the user applies for the refund. And after you have applied for a refund, you can actually go directly to the refund details, so you can know where the money returned is actually refunded to

1, after spending money, if a refund occurs, it is usually refunded to the X-month bill, the amount of spending money, or the Alipay balance. Refunds can be returned in different ways, related to whether the refunded amount is credited or not, and whether it is repaid or not. If the amount is not credited and not repaid, then the refund will go straight back to the Chanting amount.

2, and has been credited and has not been repaid, then refund X month bill. As for those who have been credited and have paid back, then the refund is in the form of cash to the Alipay balance. Therefore, after a refund occurs, it will not necessarily be restored to the available amount of the flower, and the user can check the bill to know the way to return the flower.

3, the Internet brings the biggest benefit to people's life is the convenience of obtaining information, in the survey on the reasons for our people to go online, 39.1% of the respondents admitted that it is to query the information, in the reasons for the first option, and in the survey on the reasons for the use of the Internet to shop, 50.6% of the respondents believe that it is in order to save time. This shows that with the development of society, people pay more and more attention to the cost of time as well as energy.

4, and for online shopping, consumer costs throughout and affect the entire process, in addition to the most intuitive monetary costs, consumers also need to collect information on goods and sellers, need to compare the quality of each brand difference, need to examine the relevant services, and some need to negotiate with the seller, and so on, these are not consumed by the consumer's time and energy, any one of the cost differences in the link may lead to a loss of time and energy, and the cost difference may lead to a loss of time and energy. The cost difference in any of these aspects may lead to the change of consumers' purchasing decision. The cost of purchasing and the willingness of consumers to buy are related to each other.

Where is the money refunded after the refund of the payment of flowers

The refund occurs after the payment of flowers, which is usually divided into the following three cases:

1, return the amount of flowers

Users can check the refund order first, and the refund shows that the amount of money has been refunded, so it means that the user initiated the refund before the transaction is confirmed to be received, and then, because the user did not pay back the loan, the refunded money The refund will be used to restore all the spending credits at the time of payment. In this case, the user only needs to pay attention to the increase in the amount of available credit.

2. The refund will be made to the user's X-monthly bill

The refund will be made to the user's X-monthly bill if the user applies for a refund before the transaction is confirmed. The refund will be made to the user's account before the receipt of the transaction, and the user will be able to check the account details to see what the refund will be.

3,

When the refund is returned to the user's Alipay balance,

the user can check the balance record to understand the details of the refund.

(1) When a user applies for a refund before the user confirms receipt of the transaction, the refund is prioritized to be returned to the Chanting bill. If the user has already made a repayment, then the funds will be returned to the Alipay account balance.

(2) If it is a deposit type refund, then it will also be refunded to the Alipay account balance.

After a refund for a purchase, the funds are returned as follows:

After a payment is made, the funds are returned as follows:

1, the refund is applied before the transaction is confirmed to be received

The refund is used to restore the amount of money spent on the purchase of the flower, and no more bills are incurred and no repayment is required.

2, the transaction confirmed receipt of the application

If the current bill has not been paid: the refund is to spend to the Chanting bill.

If you have already paid the current bill: the refund will go to your Alipay account balance.

Full name of Chanting is Ant Chanting, which is a consumer credit product launched by Ant Gold Service, after applying for opening, you will get a spending limit ranging from 500-50000 yuan. Users can advance the amount of ant chanting to enjoy the shopping experience of "consume first, pay later" when consuming.

On August 4, 2016, the Ant Chanting Consumer Credit Asset Support Securities project was listed on the Shanghai Stock Exchange, which is also the first Internet consumer finance ABS on the SSE.

As of January 2018, Ant Financial Services has taken the initiative to increase its capital of 8.2 billion yuan for two small loan companies, and its registered capital was raised from 3.8 billion yuan to 12 billion yuan.

On May 18, Chanting announced that it had opened its doors to banks and other financial institutions to open up.

September 22, 2021 reported that chanting has access to the central bank credit system, if the user refuses to access will not be able to use.

Credit limit

Ant Chanting spenders are granted a spending limit ranging from 500-50,000 based on the consumer's online purchases, payment habits, credit risk and other comprehensive considerations through big data calculations, combined with a wind control model.

These are the first time I've ever seen a computer that was used in the past, and the first time I've ever seen a computer that was used in the past, I've never seen one that was used in the past. Ant Chanting cannot be opened or raised through others, please do not trust others and disclose personal information.

On Oct. 18, 2018, the "quota management" function was officially launched, allowing users to adjust their quota according to their actual needs.

Repayment

Users can pay back the amount of money they spent on the purchase, and then pay it back on the 9th of the next month after confirming receipt of the goods, with an interest-free period of up to 41 days. In addition to the "buy this month, the next month to pay back, long interest-free" consumer experience, ant flower chanting also introduced the flower chanting installment function, consumers can be divided into 3, 6, 9, 12 months for repayment.

These are the first time I've ever seen a woman in the world who has been in the same boat as me, and I've never seen her in the same boat. The system automatically deducts the balance of the Alipay account, the balance of the bank account, the debit card, and the debit card (including the cartoon) from the balance of the bank account on the due date of repayment.

You can also take the initiative to make repayments. To avoid overdue payment, please make sure your Alipay account has sufficient funds. A late fee of 5 ten thousandths of a cent per day will be charged for any overdue payment.