The reasons for the lack of comprehensive score vary from person to person, and can be broadly divided into the following three categories:

1, the basic conditions do not match: no matter what kind of online lending products, there are certain application conditions, they will be on the age of the borrower, the use of cell phone number length of time, Sesame Score, payroll income and other aspects of the constraints, if you don't meet the standards, it is natural that they will be rejected. Therefore, before we choose online lending products, it is best to understand their own qualifications and the specific requirements of online lending products in the Wilson Jones data, so that we have a clear idea of what to do, in order not to panic.

2, personal data forgery: some friends in order to improve the success rate and amount of their own application, will deliberately exaggerate some of the facts, and even fake false information, once detected by the system, will not only reject the application, and even suspect you have a "fraudulent" suspicion. Therefore, we must not take any chances when applying for online loans, we should fill in the form according to our own real situation.

3, there is a bad record: good personal credit is the passport to apply for online loan products, on the contrary, if the borrower online credit is too flowery or too black, naturally, will be frustrated around.

You can learn about your current credit situation on WeChat's "Early Knowledge Data", change your bad credit habits, and cover your bad behavior with a new good credit record, so that when you are experiencing an economic crisis again, you won't have to go out of your way to find a way to get it, or hit the wall again and again.