When applying for a mortgage, banks generally check the central bank credit record, and in recent years most banks also refer to some of the information on online lending big data. Borrowers who use online loans normally, without late and unpaid debts, generally does not affect the bank borrowing.

In GFB mortgage loan processing process:

1, the borrower to submit a loan application to GFB.

2, GFB accepts the application.

3, GFB approval of application materials.

4, GFB gives the approval result.

5. When the approval is passed, the loan contract is signed.

6, GFB lends money.

7, the borrower in accordance with the contract repayment.