Because a lot of times, it is obviously a kind help, and the result is? Farmers and snakes? Tragedy
There is a saying on the internet:? The collapse of adults begins with borrowing money? . Some people look normal at ordinary times, but once they lend him money, they show their ugly faces. ? Know people, know faces, but don't know hearts? That's probably what it means. In the end, money and mutual affection often hurt each other.
Therefore, when borrowing money, look at people's hearts, and when paying back money, look at people's character.
Helping others is an obligation, and not helping others is an obligation. ? If you meet the following people to borrow money, don't lend it to them, because most of them will never come back.
A poor man
When Ma Yili was interviewed at the round table hosted by Tao, he talked about the concept of money and bluntly said? We never lend money to others, even relatives and friends? .
At that time, the guests next to him were still teasing? Isn't that unbearable? ? . Ma Yili righteously said:? It's not that you can't stand the test, it's that you don't save the poor. ?
Ma Yili said that this is the consistent practice of Shanghainese. Because Shanghainese agree that if you have 10 yuan, then you can buy things with 8 yuan money and spend money according to your ability? .
Family members need to spend money in hospital or go out and forget to bring money, so they borrow it; If it is not an emergency, but to save the poor, they will never borrow it.
Ma Yili's view of money embodies the great wisdom of life.
There is an old saying in China that it makes sense not to save the poor in case of emergency.
Because when you lend money to a person, you should not only take this action, but also consider the repayment ability of the other party.
If a person doesn't have a regular job, his family is too poor to buy one.
Let's think about it from another angle. If a person clearly knows that he can't afford that much money and still needs to borrow money from others, it shows that he is a person who lacks planning and is irresponsible.
If you lend money to such a person, it will be difficult to get it back.
People you don't know very well.
At a dinner party, Chen Lin met a small boss through a friend, and they left their contact information with each other.
After that, there was no intersection and no contact between them.
A few months later, Chen Lin suddenly received a phone call from this small boss, asking him to borrow 50,000 yuan for turnover and promising high interest.
Chen Lin was puzzled because there was no friendship between them. But the high interest rate proposed by the other party made him a little moved. To be on the safe side, Chen Lin is going to ask a friend.
Hearing this, the friend quickly said, Never borrow it. This man's company went bankrupt and he was blacklisted by the bank. He can't borrow money from people he knows, so he will borrow it from you. ?
Chen Lin couldn't help squeezing a cold sweat, glad he didn't have a hot brain and lent it to the other party.
If someone who doesn't know you very well asks you for money, you should be on your guard. Because the other person is looking for you, maybe because he can't borrow money from someone he knows, he will look for you.
If you lend it to the other party, the other party suddenly disappears or can't be contacted, and you don't know anything about the other party's home address, work unit, relatives and friends, then it's really useless for you to call every day.
Sometimes, we still can't see through an old friend for many years, let alone a person who only has a few faces.
Lend money to such people, mostly? Meat buns beat dogs. Did they go back? .
Students who haven't contacted for a long time
We often borrow money, that is, a classmate who has not contacted for a long time suddenly comes to you to borrow money one day.
If you want to say no, I'm embarrassed to refuse, because of my classmates' mutual affection.
I want to borrow it, but I haven't contacted you for a long time. I don't know how the other party is now.
I once met a high school classmate who hadn't contacted for four years, and suddenly borrowed money from me on WeChat, saying that I was going to attend software training and wanted to buy a notebook. Pay me back when I get a job after training.
I think it's also a proper use, so I lent him 5000 yuan by credit card to encourage him to study hard, and I'm sure he can find a good job in the future.
As a result, I didn't expect that one year later, the other party didn't mention anything about borrowing money.
Look at his circle of friends, his job has long been fixed and he has made a girlfriend. Sun food and travel photos in his circle of friends every day, unlike lack of money.
I asked him for it several times, and every time it was100,200. Now there are 3,000 pieces left, and the other party actually said: Just a few thousand pieces, as for it? ?
I really feel it? Is it an uncle who owes money and a grandson who borrows money? This sentence.
Sometimes, we really can't believe in the so-called classmate friendship.
Because you don't know the character of a classmate you haven't contacted for a long time, if you lend money to each other, you will take a big risk.
Moreover, he borrows money from people he doesn't have much contact with, which only shows that in his daily circle of friends, he has lost the trust of others and can't borrow money anywhere.
Therefore, a classmate who hasn't contacted for a long time suddenly asks you for money, so you must think twice.
Abused person
Not long ago, my best friend Ann told me something.
Uncle Xiao 'an's family engaged in pyramid schemes and owed almost 2 million yuan.
But her uncle has retired and has no savings. My uncle's children are still in college and basically unable to pay back the money.
My uncle came to my best friend's house to borrow money, and my best friend's mother took pity on my uncle's children and borrowed 50 thousand from the other side, explaining that the money was for children's schooling and could not be used for other purposes.
As a result, I didn't expect that my uncle took the money to do pyramid schemes again, and naturally he lost all his money.
During the Chinese New Year, my girlfriend's uncle's house called regularly to collect debts.
So my uncle went to my best friend's house to borrow money. This time, my best friend's parents said they didn't borrow anything.
This story tells us that if a person borrows money from you and uses the wrong method, never borrow it.
Because this is a bottomless pit. Lending it to him is like throwing money into the water, and you can't get it back if you want to.
The so-called helping others to a certain extent, saving the poor does not save the poor. If the purpose is not correct, you help each other, but you are actually hurting each other.
In the adult world, there is no such word as easy.
Everyone has his own difficulties. When someone borrows money, refuse it. Don't give it to others just because you are embarrassed.
The only one who will get hurt in the end will be himself.
Everyone should learn to refuse others, so as to live a happier and more relaxed life.