The application of new finance is very extensive, such as intelligent risk control, data sharing, personalized recommendation, cross-border payment, blockchain and so on. CCB has made explorations and attempts in these fields to varying degrees. For example, in risk management, CCB uses big data, AI and other technologies to analyze and predict customers' credit and behavior, thus improving the efficiency and accuracy of lending and investment. In the application of blockchain, CCB has developed a number of applications such as digital bonds and supply chain finance. Through the decentralized characteristics of blockchain, the information asymmetry and trust cost in financial transactions are reduced, and the credibility and stability of financial services are improved.
The new finance has a far-reaching impact on the reform of the financial industry. As one of the four state-owned banks in China, CCB should actively seize the new financial development opportunities, speed up the related technical research and personnel training in the field of financial science and technology, and promote the digital, intelligent and service-oriented transformation of the financial industry. CCB should also actively cooperate with various fields, cross-border innovation, and expand new business models and application scenarios. I believe that in the future, the development and exploration of CCB in the new financial field will become more and more mature and perfect, and make greater contributions to the people and social and economic development.