1. Both Beijing Puhui Health Insurance and Beijing Puhui Insurance have governmental departments to do the guidance, but the governmental departments that guide them are different, in which Beijing Puhui Health Insurance is guided by Beijing Municipal Medical Protection Bureau and Beijing Municipal Local Financial Supervision and Administration Bureau, and Beijing Puhui Insurance is guided by Beijing Municipal Committee Social

2. The content of the coverage is different between BPHI and BWI, for example, BPHI can cover hospitalization medical expenses inside and outside the medical insurance, while BWI only covers hospitalization medical expenses inside the medical insurance;

3. The reimbursement ratio is different between BPHI and BWI, the reimbursement ratio is relatively high. The reimbursement rate of Beijing Puhui Insurance is relatively higher.