Senior, let's talk about the difference between AIA Life and China Ping An Life Insurance Company of China, and see which insurance company is stronger. Compare which company's products are more cost-effective?
This article can help you clarify the misunderstanding between big companies and small companies. Friends who don't know, come and see:
Is it better for a big company or a small company to buy insurance? 》
I AIA Life Insurance
AIA Holdings Limited and its subsidiaries are listed on the Hong Kong Stock Exchange, and have business in the Asia-Pacific region 18 market, with a super-large business scope! Chinese mainland, China Hong Kong Special Administrative Region, Thailand, Singapore, Malaysia, Australia, Cambodia and other countries or regions have wholly-owned branches and subsidiaries.
AIA is also a benchmark enterprise in the global insurance industry. In 20021year, the Fortune Global 500 list was released, and AIA was listed again. According to the big data on the list, AIA ranked 2 13 with an operating income of 50.359 billion US dollars, ranking 37 places higher than the previous year.
In addition, AIA Life is not only very powerful, but also worthy of our trust in its solvency. According to the data of AIA Life in the third quarter of 2022, the core solvency adequacy ratio and comprehensive solvency adequacy ratio of AIA Life are 228.5438+0% and 379.76% respectively, and the latest risk rating is AA.
All indicators of AIA Life have reached the values specified by CBRC (core solvency adequacy ratio ≥50%, comprehensive solvency adequacy ratio ≥ 100%, comprehensive risk rating ≥B). )
About the basic situation of AIA, senior sister said here first. Want to know more about this company, you can read the next article!
How about AIA? Is its product worth buying? 》
Second, China Ping An Life Insurance Company of China Insurance Company
China Ping An Life Insurance Company of China Insurance Company is actually a local insurance company, established in Shekou, Shenzhen, 1988. China Ping An Life Insurance Company of China Insurance Company is the first joint-stock insurance company in China. After more than 20 years of prosperity and development, China Ping An Life Insurance Company of China Insurance Company has become a powerful comprehensive financial service group and one of the leading enterprises in the domestic insurance industry.
At present, China Ping An has become one of the most comprehensive personal financial life service groups in China, with total assets exceeding 65,438+00 trillion yuan, making it the largest insurance group in the world.
The solvency of China Ping An Life Insurance Company of China Insurance Company is also trustworthy. China Insurance Co., Ltd. China Ping An Life Insurance Company of China Insurance Company's core solvency adequacy ratio and comprehensive solvency adequacy ratio reached 140.90% and 250.00% respectively in the third quarter of 2022, and the latest risk rating result was BB, which also exceeded the standards stipulated by the China Banking Regulatory Commission. It is worthy of our trust!
There is much that Senior Sister wants to tell you about China Ping An Life Insurance Company of China Insurance Company. For reasons of space, if you want to know more about China Ping An Life Insurance Company of China Insurance Company, you can poke the link below!
How about China Ping An Life Insurance Company of China Insurance Company? What products are there? Which ones are good? What problems are worthy of in-depth analysis? 》
Third, AIA PK China Ping An Life Insurance Company of China, who is the real winner!
From the above, we can find that China Ping An Life Insurance Company of China and AIA Life are not only strong, but also excellent in solvency. However, the allocation of insurance ultimately depends on the practicality of product protection content.
China Ping An Life Insurance Company of China Insurance Company has a very popular medical insurance called Ping An E Life Insurance 2022 upgraded personal version.
As can be clearly seen from the above picture, this product has a very complete guarantee content. In addition to general medical insurance premiums and medical insurance premiums for specific diseases, the insured also enjoys special medical expenses for malignant tumors outside the hospital and proton heavy ion medical insurance premiums.
Moreover, the waiting period of this product is only 30 days, which can make the insured get full protection faster and make people feel a lot of security!
AIA Life's hot product is high-end medical insurance handed down from generation to generation:
High-end medical insurance passed down from generation to generation provides insurance opportunities for people born from 30 days to 70 years old. Compared with the medical insurance that only supports people aged 60 in the market, this product provides a wide range of insurance age.
However, compared with the upgraded medical insurance of Ping An E Life Insurance 2022, the deductible of high-end medical insurance handed down from ancient times is higher, set at 20,000 yuan, which will raise the threshold for the insured to obtain protection to some extent.
Write it at the end
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