Receiving a court summons merely indicates that someone has filed a lawsuit against you with the court, which is a normal litigation activity and will not affect your personal credit. However, if you refuse to fulfill the effective legal documents after the court's decision, the court may include you in the list of executors of bad faith, which will have an impact on your credit.

"The Supreme People's Court on the publication of information on the list of executors of bad faith"

Article 1 The executor has the ability to fulfill but does not fulfill the obligations determined by the effective legal instrument, and has one of the following circumstances, the people's court shall include it in the list of executors of bad faith, according to the law of the credit discipline:

(a) to falsify evidence, violence, Threats and other methods of obstruction, resistance to execution;

(2) false litigation, false arbitration or concealment, transfer of property and other methods of evasion of execution;

(3) violation of the property reporting system;

(4) violation of the order of restriction of high consumption;

(5) the executed person refuses to fulfill the implementation of the settlement agreement without a justifiable reason;

(F) other ability to fulfill but refuses to fulfill the obligations determined by the effective legal instrument.