The inherent healthcare system is in tatters, and disruption has been like a prairie fire, ready to strike. Hundreds of startups have already stepped into the space, allowing people to become "masters of their own health" as a complement to or a replacement for traditional healthcare.

The new AI healthcare should be free or nearly free and so far superior to traditional healthcare that people will decisively abandon it in favor of the former. This will undoubtedly tear the existing healthcare system apart.

2. Finance

Finance is another billion-dollar industry that is about to undergo a huge change.

Financial advisers and brokers as middlemen will be on the decline over the next decade. Artificial intelligence based on big data will make everything better value for money and run faster.

3. Insurance

Insurance is an ancient industry that deals with probability and imperfect cognition. However, in the new era of "full cognition," many things will be different from yesterday. Let me give you a few examples.