360 IOU is a consumer credit brand under 360 Finance. It evaluates users' credit based on 360 big data, and provides a credit line of 50,000-200,000 on this basis, with fast arrival and low interest. 360 IOUs are well received by users with their technical and service advantages.

360 IOUs are based on 360 Credit, an independent third-party credit evaluation management organization under 360, and objectively present personal credit status through technologies such as cloud computing, machine learning and 360 big data. According to the comprehensive consideration of credit risk, payment habit and consumption situation, users are granted different consumption quotas.

If there is a demand for capital turnover, we recommend you to use Qianhua, a credit service brand under Du Xiaoman Finance (formerly known as Baidu Qianhua, renamed as "Qianhua" in June 2065438+08). Big brands are reliable, with low interest rates and trustworthy. The money is spent-full of easy loans, the maximum loan amount is 200 thousand, and the daily interest rate is as low as 0.02%

References:

Du Xiaoman has money to spend on official website.

When users use the products and services provided by 360 IOUs, according to laws, regulations and rules, 360 needs to complete the authentication of anti-money laundering and real-name registration system, and users need to provide the user's real name, identity document information (identity document type, identity document number, identity document expiration date and identity document image) and bank card information (bank card photo, bank card opening bank, bank card number, bank card expiration date and bank reserved mobile phone number).

In order to complete the real-name system management and customer identification, and to prevent fraud risks and ensure account security, users need to authenticate their faces and ID cards, and users agree that 360 has the right to collect photos of their faces and ID cards.

In order to accurately and effectively complete the user's identity authentication, the user agrees that 360 has the right to submit the aforementioned identity information, including face photos and ID photos, to a third-party identity authentication institution. If the user refuses to provide this information, the user will not be able to obtain loan credit, but it will not affect the basic browsing of products and services on the 360 IOU platform.