Therefore, after Jingdong Finance can't get the loan, users can find out the reason first, then find a way to solve the problem, and then try to apply for a loan after the problem is solved.
Extended data:
Jingdong Finance is a "one-stop" online investment and financing platform created by Jingdong Financial Group. With the mission of "becoming the most reliable Internet investment and financing platform in China", and relying on the powerful resources of JD.COM Group, we will give full play to the advantages of integration and synergy.
2065438+September 2005, JD.COM rural credit brand "Jingnong Loan" was officially released. 165438+1On October 4th, JD Finance and Tencent and other institutions announced the formal establishment of the Internet Finance Security Alliance in Beijing. 20 16 65438+ 10/0/6, jingdong finance received 6.65 billion yuan in financing. In May, JD Finance announced the launch of corporate wealth management service product-"Corporate Treasury". 20 17 1 month, China unionpay signed a strategic cooperation agreement with jingdong finance, announcing that its payment company officially became a member institution of unionpay's acquiring business.
On the morning of 20 18, 12, JD Finance has signed financing agreements with investors such as CICC Capital, BOC Investment, CITIC Construction Investment and CITIC Capital, and the post-investment valuation is about13.3 billion RMB. September 17, renamed as "JD.COM Mathematics Plate".
The business purpose of digital technology in JD.COM is to connect the financial and physical industries through digital means, and help them realize the Internet, digitalization and intelligence, so as to reduce costs, improve efficiency, enhance user experience and upgrade modes, and create fair and inclusive social values.
JD.COM Digital Technology takes cutting-edge technologies such as big data, artificial intelligence, Internet of Things and blockchain as the core, and uses digital technology to connect financial and physical industries, helping industries to improve the level of Internet, digitalization and intelligence, and promoting the development of the real economy.
It has completed the layout of Jingdong Finance, JD.COM, JD.COM Agriculture and Animal Husbandry, JD.COM Shaodongjia and JD.COM Molybdenum Media, and realized the integration of individuals, enterprises and governments in the customer base.
After the brand upgrade, JD Finance includes personal finance, corporate finance, financial technology and other sectors.
Personal finance sector: products and services such as White Stripe, JD.com Payment, JD.com Small Treasury, product crowdfunding, small white card and gold bars are launched, covering consumer finance, payment, wealth management, crowdfunding, insurance, securities and other fields.
Corporate finance sector: Beijing Bao Bei, Beijing Small Loan, Gold Mine, Express Bank and other products were launched. And provide services covering factoring financing, credit loans and other fields.
Financial technology sector: launch products and services such as Big Dipper and FIQS, and provide services covering asset trading, corporate and personal lending, scenario application, user operation, wealth management, intelligent investment technology services, risk control data, risk pricing system and other fields for various financial institutions.