If you are overdue, you will be charged a high late penalty, and the longer you are overdue, the more you will be charged, so it is recommended that you pay back the loan as soon as possible. In addition, the overdue record will be reported to the credit system by Weibo Borrowing, and once a person's credit report has an overdue record, it will be very difficult to get a loan in the next 5 years. In order to avoid forgetting to pay back the overdue, microblogging lending service platform for the convenience of users to pay back, set up three kinds of repayment methods: the first is manual repayment, that is, before the repayment date of each period, the user enters the "My Repayment" to make repayments manually; the second is automatic repayment, the user can be in the binding of the bank card in the full amount of monthly repayments, so that the system will automatically pay back the loan on the repayment date. The second is automatic repayment, the user can save the full monthly repayment amount in the bound bank card, so that the system will automatically deduct the money from the bank card on the repayment date; the third is to call the customer service hotline 4000308800, to help the user to make repayments. In short, it is recommended that the majority of users timely repayment, if there are credit problems, facing not only microblogging borrowing money borrowing limit restrictions, but also the possibility of leaving a bad record in the personal credit record, a serious impact on future consumption and life.

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1, late is a Chinese word, pinyin is yúqī, meaning generally refers to more than the agreed time did not fulfill the corresponding obligations or responsibilities, such as loans after the agreed repayment cycle within the repayment cycle or not paid off, did not pay the full amount of taxes and fees before the specified deadline.

2, microblogging lending money as a microblogging professional credit service products, the main body of its operation for the micro poly future technology Co. Microblogging lending money mainly for microblogging have the need for urban white-collar workers, individual practitioners, small town youth and other people to provide financial services, the average age of the user between 25-45, the credit limit is mainly in the 500-50000 yuan between. In terms of personal consumer credit limit, Weibo Borrowing Money grants users a consumption limit ranging from 500-100,000 yuan through big data computing, combined with a wind control model, based on the comprehensive consideration of Weibo users' Weibo activity level, daily behavior, social relations and credit risk, repayment ability, and so on.

3, enterprise loan credit limit, microblogging lend money to help loan for the first time in the microblogging platform will be small and micro-enterprise owners in the microblogging platform enterprise account and personal account data into the focus of the assessment dimensions of the relevant account of the size of the fans, the quality of the content of the blog post as well as the fans willing to interact with the account to analyze the social performance, and the relevant brand in the microblogging fan favorites, the number of consumer feedback, the proportion of positive evaluation It also analyzes the comprehensive social performance of the account, such as the size of fans, the quality of blog post content, and the willingness of fans to interact. On this basis, microblogging lending will synthesize the enterprise qualification and store operation, and finally calculate the credit rating of these small and micro enterprises through the model, and grant the users of small and medium micro enterprise owners the usage quota ranging from 0-200000, and the first batch of internal test users can enjoy the preferential measures of 0% interest rate for 6 periods.