Ctrip Financial is the official personal micro-credit platform of Ctrip Group, by licensed institutions, has access to the credit system of the People's Bank of China, when applying for a loan you need to check the credit, the loan needs to be repaid on time, otherwise it will affect the credit.
The loan products of Ctrip Finance, when applying for all do not need to charge any pre-lending fees, the loan will only be calculated after the success of the interest, the maximum amount of loan has 200,000, only 3 steps can be quickly applied for, the fastest 1 minute can be disbursed, the amount of money can be real-time to the account, in other words, in the Ctrip Finance to borrow money is true, as long as you can pass the system of the audit can be borrowed money.
The main loan products promoted by Ctrip Financial are the loan to spend and take to spend.
Loan to spend, is Ctrip financial for borrowers to provide "withdraw money to travel" loan products, loan daily interest rate as low as 0.02%, when applying for a loan, you need to agree to a lot of agreements, such as "Loan to spend the user service agreement", "personal information use of authorization", "non-student commitment", "personal information and frequently used card information authorization", "the use of personal information". Authorization for Personal Information and Common Card Information".
The actual lender of Lend-Lease is not Ctrip, Lend-Lease is just the lender, and the actual lender is a third-party financial institution that cooperates with the operator.
Take to the flower, is Ctrip Finance for borrowers to provide "travel playing white" loan products, you can travel first after payment, flexible installments, support automatic repayment, in the application for loans, in general, there are a lot of travel coupons can be received.
Take to spend the business entity for the Chongqing Fun Portable Microfinance Limited and Ctrip Microfinance Limited, the essence of its consumer.
Ctrip take to spend credit can be used to pay for the cost of booking hotels, air tickets and travel booking tours. Many Internet platforms have launched borrowing businesses, and Ctrip, as a leader in the Internet travel industry, has also launched its own borrowing product, Nadaohua, which combines with Ctrip's travel business to solve the problem of insufficient funds for users on their travels. The general credit limit of Take to spend is between 3,000 and 50,000 yuan, with a per capita borrowing amount of 1,884 yuan and an average term of 7 months, which users can apply for by downloading the Ctrip APP.
If you have a need for cash flow, we recommend that you use the money flower, the money flower is the credit service brand of Du Xiaoman Financial (formerly known as: Baidu money flower, renamed "money flower" in June 2018), the big brand is reliable and trustworthy with low interest rates. The daily interest rate is as low as 0.02%, with easy application, low interest rates, fast lending, flexible borrowing and repayment, interest and fee transparency, security and other characteristics
Warm tips: the above information is for reference only, do not do any borrowing advice. In the network loan process, must pay attention to risk prevention, in order to protect the safety of the funds, to prevent the set of loans, etc., it is recommended that you comprehensively understand clearly through their own judgment to independently choose a formal bank or a formal loan platform, according to their own actual situation reasonable borrowing. The company's website has been updated with the latest information about the company's website, including its website.