1, check personal credit. Log on to the official website of the People's Bank of China credit center, enter the personal Internet credit information service platform to check the personal credit report.

2, check online lending big data. Enter the third-party data organizations to query the big data of online lending, after all, not all online lending platforms are docking the central bank credit, some have not yet access to the central bank credit online lending, it is estimated that will not be in the personal credit report to leave the relevant records.

3, check the loan APP. you can log in to the account and enter the personal center to check the borrowing record of the loan product.

4, check cell phone text messages, phone calls, emails. Log in to your email to see if there are any reminder emails from banks and lenders.