1. Hengchang Company is a comprehensive modern service enterprise integrating wealth management, credit risk assessment and management, credit data integration services, investment in the microfinance industry, and consulting services for small and medium-sized loans and transaction facilitation, etc. It is mainly oriented to the middle class and high-net-worth people, and provides P2P financial management, insurance, fund, trust and other products and services.
2. Yiren Preferred, on the other hand, is a brand of Yiren Jinke, which empowers people's wealth management through innovative technologies such as big data, machine learning, and blockchain, and provides technology-driven comprehensive wealth management solutions, as well as convenient access to investment and financing channels and services for the mass affluent population. Headquartered in Beijing, Hengchang is a comprehensive modern service enterprise integrating wealth management, credit risk assessment and management, credit data integration services, investment in the microfinance industry, small and micro loan consulting services and transaction facilitation.