The article points out that a few days ago, the Yangtze River Delta Housing Provident Fund Integration Strategic Cooperation officially landed, the Yangtze River Delta region housing provident fund use will be realized interoperability, Suzhou provident fund can be amortized to the Yangtze River Delta three provinces and one city mortgage. In addition, the Yangtze River Delta three provinces and one city provident fund, can be in Suzhou loan to buy a house, foreign loans will be gradually realized. Three provinces and a city of deposited workers for the use of proof of deposit for foreign loans, you can apply directly online, to achieve mutual recognition of information on foreign loan certificates.
On August 20, the "Yangtze River Delta Housing Provident Fund Integration Strategic Cooperation Framework Agreement Signing Ceremony", the Shanghai Municipality, Jiangsu Province, Zhejiang Province and Anhui Province Provident Fund Management Department jointly released the first batch of integration of practical projects, which marks the formal landing of the Yangtze River Delta Housing Provident Fund Integration.
It is reported that this year, Shanghai, Jiangsu Province, Zhejiang Province and Anhui Province will take the lead in nine aspects of cooperation, including the Yangtze River Delta cross-regional information on home purchases, the Yangtze River Delta region, the mutual recognition of information on the proof of the loan of the other side, the purchase of the withdrawal of abnormal regional warning bulletin, the 12329 hotline knowledge base **** enjoy, the railroad workers as the object of the pilot of the other side of the loan rushing to repay the loan business in the Yangtze River Delta eco-green Integrated Development Demonstration Zone to pilot the unification of home purchase and withdrawal business policies, step by step in accordance with national standards to promote the standardization of business homogeneity, cooperation to carry out research on topics such as the use of capital financing, as well as to carry out personnel learning and exchange training, etc., to promote the integration of development.
After the integration of the Yangtze River Delta provident fund, the three provinces and one city will be based on the existing information base to realize the information and data **** enjoyment, business standards unification, risk prevention and synergy, and continue to enhance the convenience and universality of the service of the different places, and further expand the housing provident fund business to the talent, service, management and other areas of cooperation. In the future, the citizens of our city will also enjoy better "Yangtze River Delta Housing Provident Fund Integration" services, including the business acceptance standard unification and mutual recognition within the scope of the three provinces and one city, and the hotlines are connected to each other and transferred, and so on.
As of the end of July this year, the city's nine service halls realize the high-frequency business of one window, 36 business to break the boundaries of the city's administrative region, to achieve the through the through the office. In order to strengthen the data docking with the industrial park, in June, "Suzhou Provident Fund" App on-line "employee account transfer to the park" function, as of the end of July *** for 800, the transfer amount of 11,264,900 yuan. The center will also push three more business through the office, to promote the city's "small through the office" to further deepen. On this basis, the Municipal Provident Fund Center will also join hands with Qingpu and Jiashan to study the cross-regional operation of the provident fund, and explore the provision of cross-regional provident fund services for the units and employees in the region on an early and pilot basis in the demonstration zone for the integration of the Yangtze River Delta.
In order to promote the accelerated integration of housing provident funds in the Yangtze River Delta, the meeting also released the first batch of practical integration projects, including the Yangtze River Delta provident fund cross-location loan payment and use certificate project and the Yangtze River Delta home purchase and withdrawal abnormality alert project, as the starting and landing point of the cooperation mechanism among the three provinces and one city.
The city provident fund center as one of the province's two first provident fund center, upholding the service *** enjoy "first try", help a chess layout of the concept of March this year, has taken the lead in accessing the Yangtze River Delta "one network to do" platform to carry out "The Yangtze River Delta provident fund loan payment and use of proof of project" business. In the three provinces and one city area, the deposited workers for the use of proof of deposit for loans in different places, can apply directly online to realize the mutual recognition of the information of the proof of loan in different places, in the place where the purchase of the house can be access to the relevant information, without the need to go to the place of deposit for the effective solution to the problem of inconsistencies in the place where the workers are deposited, the place of domicile, the place where they work.
The inter-regional cooperation project on home purchase information can also be done through the Yangtze River Delta "one network" platform, relying on information technology and big data utilization***sharing, the implementation of the integration strategy project, ****build the home purchase and extraction of abnormal warning notification mechanism, so that those who have broken the letter "one place to break the letter, everywhere", ****but also the "one place to break the letter", ****but also the "one place to break the letter, everywhere". The company is also working on the implementation of an integrated strategic project to build an abnormal warning and notification mechanism for home purchase withdrawals, so that defaulters will have "one place to break faith, everywhere to break faith", *** with the prevention of fraudulent withdrawals, arbitrage, fraudulent loans, and other illegal acts of housing provident funds, and jointly build a legal and standardized order for the use of provident funds, so that the concept of "housing not speculation" is more popular.
At present, the Municipal Provident Fund Center has accumulated to the Shanghai Railway Bureau deposited employees **** issued 41 foreign provident fund loans, 21.1 million yuan. The next step, the city provident fund center will be in the Yangtze River Delta housing provident fund integration under the framework of strategic cooperation, to explore the extraction of the use of policy optimization to the railroad workers as the object of the first pilot off-site loan repayment business, in the Yangtze River Delta ecological and green integration of the development of the demonstration zone, the study of the pilot unified home purchase to extract the caliber of the business policy, and step by step to promote the standardization of the business standardization, normative, housing provident fund Yangtze River Delta integration services provide the The foundation.
Suzhou provident fund can directly repay commercial loans for owner-occupied housing in other areas of the Yangtze River Delta. Zhou Jun, director of the city's Housing Provident Fund Management Center, told reporters, "Citizens can now use Suzhou's provident fund to directly repay compliant housing commercial loans in other parts of the Yangtze River Delta."
For the public most concerned about the "foreign loan" problem, Zhou Jun said: "With the Yangtze River Delta housing provident fund integration in-depth promotion, foreign loan function will be gradually realized."