Optimizing product design: the optimization of product design can make postal products more in line with user needs and improve user satisfaction, thus promoting the development of postal wealth finance and eco-finance. The postal sector can take advantage of big data, artificial intelligence and other technologies to analyze user needs, accurately push financial products and services, and improve user experience.

Strengthening the construction of the risk control system: the postal sector establishes a perfect risk management system and technical system to effectively prevent and respond to financial risks and ensure the sound development of financial business.