Ping An bank credit card is very bad and sucks, don't go to Ping An bank for any card or you will regret it.

1. Ping An Bank credit card features

(1). Easy to place a card. Under the card is still relatively simple, I remember in and out of the company's first credit card is Ping An.

(2) strict risk management. As we all know, Ping An era has a strong risk management capabilities. Often heard that the credit card was closed and downgraded. Ping An, girlfriends, and other insurance banks are ethical.

(3) the reason for strict management of risk is very simple safe, data cattle. Qianhai credit report belongs to the Ping An Group. 2013 Qianhai Credit Credit Reporting System has about 830 million people, about 20 million businesses and other organizations. It's already very advanced.18 years of Ping An credit cards have deployed about 40 sets of big data risk models at various nodes involving customers for comprehensive risk monitoring and assessment.

(4) The interest-free period is 50 days.

(5) Grace period of 3 days per month (time tolerance)

(6) Don't mind the cards more.

(7) Can go over the limit. You can usually go over the limit by 10% with no overlimit fee for now.

(8) Letter consolidation and bill consolidation. No matter how many cards you have, the credit report only shows one. The bills are consolidated, and repayments are made to any of the cards!

(9) Points Points are highly valued and simple to implement, but the points rules changed dramatically earlier this year!

Consolidation rules: in February of this year, with much fanfare, the consolidation rules were drastically adjusted, breaking the previous pattern of credit card consolidation and becoming the first bank in the industry to eat the crab. Points rules were established in April of this year!

1. Offline without using credit card points (except for some airlines and hotels). Domestic airlines and airlines and hotels specified in the travel spending program can accumulate points both online and offline.

2. Points are earned for online purchases.

3. Special payment methods (in the form of cell phone PAY, UnionPay QR code, YunFlashPay APP ScanCodePay, etc.) are available for a one-time payment of more than 1,000 RMB.

4. 5 times points for network consumption at partner merchants (by the end of this year)

5. All accumulated points for overseas consumption (online or offline card swiping).

6. All overseas spending points (online or offline credit card)

Expanded Information:

History of Ping An Bank:

In December 2003, Ping An Group took its first step in the banking industry by acquiring Fujian Asia Bank, a small joint venture bank in Fuzhou, which was renamed Ping An Bank in February the following year.In November 2006, Ping An Group invested 4.9 billion yuan to acquire 89.36 percent of the shares of Shenzhen Commercial Bank.In 2007, it was renamed Shenzhen In 2007, it was renamed Shenzhen Ping An Bank and issued the first Ping An Miles Communication Card.In August 2012, Shenzhen Development Bank merged with the old Ping An Bank and the company was renamed Ping An Bank. At that time, the new Ping An Bank's total assets amounted to 1.5 trillion yuan,*** with 410 stores. It became one of the medium-sized joint-stock companies in China.PS: SDB: In May 1987, SDB issued shares in general.In 1991, it was listed on the Shenzhen Stock Exchange with millions of shares.1. It was the first listed bank in China, and the market value of the stock in Shenzhen. This year. 2002, SDB issued China's first credit card with password protection. By the middle of 2020, PingAn's credit cards had reached 61.48 million in circulation, ranking first in China.

PingAn Bank's credit card is good

1. Good; PingAn Insurance Credit Card is the only credit card with an insurance number in the country, which includes a full range of high-cost air, sea and land accident insurance and indoor gas accident insurance, so you can enjoy peace of mind when traveling around the house.

2. Ping An Bank credit card is the first credit card launched after the merger of Shenzhen Commercial Bank and Ping An Bank to become Shenzhen Ping An Bank. In addition to having the basic functions of credit card credit consumption, cash advance, etc., it also has a number of special features to provide cardholders with a full range of peace of mind covering "peace of mind for consumption, peace of mind for home, peace of mind for travel". The credit card also has a number of features that provide cardholders with a full range of peace of mind covering "peace of consumption, peace of home, peace of travel".

I. Application Requirements

1. Ping An Bank Credit Card Any natural person who is at least 18 years old, has full capacity for civil behavior, has a stable and legal source of income, and has a good reputation can apply for a credit card personal card master card from the card issuer with his/her own valid identity document and other documents required by the card issuer.

2. Ping An Bank credit cardholders can apply for supplementary cards for other eligible natural persons. The principal cardholder is fully liable for the debts incurred under the principal card and the supplementary card. The supplementary cardholder is jointly and severally liable for the debts incurred under the main card and the supplementary card.

2. Limit

1. Ping An Bank Credit Card Limit Inquiry: You can inquire about Ping An Bank credit card limit through the customer service hotline, and learn about your credit card account delinquency, current available limit and other information anytime, anywhere.

2. Ping An Bank Credit Card Temporary Limit Adjustment: When using a Ping An Bank credit card, if you find that the approved credit limit is not enough, and you need to increase the credit limit card limit you can call the 24-hour customer service hotline to apply for a temporary increase in credit card limit. The raised Ping An Bank credit card temporary credit limit will be automatically restored to its original limit after the expiration date.

3. Ping An Bank credit card long-term credit limit adjustment: you can submit the latest proof of financial income to any Ping An Bank branch and apply, Ping An Bank will be based on its previous card history, repayment records and other circumstances for review, through the review and approval for the cardholder to appropriately adjust your Ping An Bank credit card limit.

3. Fee Information

1. Overlimit Fee: 5% of the overlimit portion of the overlimit fee, with no minimum or maximum;

2. Late Payment Fee: 5% of the outstanding portion of the minimum repayment amount, with a minimum charge of RMB 20;

3. Interbank Cash Withdrawal Handling Fee: 2.5% of the transaction amount, with a minimum charge of RMB 25;

4. p>4. Inter-bank cash withdrawal fee: 2.5% of the transaction amount, with a minimum charge of RMB 25;

5. Peer overpayment retrieval fee: 0.5% of the transaction amount, with a minimum charge of RMB 5;

6. Inter-bank overpayment retrieval fee: 0.5% of the transaction amount, with a minimum charge of RMB 5;

7. Replacement of damaged or demagnetized card The cost of replacement of damaged or demagnetized cards is RMB 15;

8. Express delivery fee (optional) is RMB 20;

9. Handling fee for replacement of statements: free of charge for up to 3 issues and RMB 10 per month thereafter;

10. Lost card fee is RMB 60;

11. Handling fee for reset of PIN letter is RMB 20;

12. Accessing of domestic purchase orders is RMB 20.

Are Ping An Bank's credit cards crap?

Thank you for your interest in Ping An Bank. For credit card questions, you can call the credit card service hotline at 95511-2.

If you need to inquire about Ping An Bank credit card business, you can click on the link below to select the online customer service icon in the upper right corner of the home page - credit card or pay attention to the Ping An credit card WeChat public number (paxyk95511) to make inquiries.

Response time: 2020-08-25, the latest business changes please refer to the Ping An Bank official website announcement.

[Ping An owner's loan] You can get a loan with a car up to 500,000

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Ping An Bank credit cards are pitiful? These are some of the best cards to get that you need to know about!

Since some cardholders have asked about Ping An recommendations before. I've been following Ping An for a while, and I applied for a Ping An card on July 2 and received a rejection message two days later. However, after 27 days of silence, I received a Ping An card approval message. At that time, there was a feeling of being teased, thought it was a mistake, specially download the Ping An APP to check the progress of the card, only to confirm that the Ping An "digging graves" approved card, the card amount of 2W, Ping An became the fifteenth line of small Henkel card.

Having a card for a while, I'd like to take the time to share my experience with Ping An credit card with all my friends in the headlines.

In fact, Ping An is not a good "card", can not redeem miles, and there is no special attraction to the user's activities. But as we all know, Ping An Group's insurance business is still very strong, so in terms of insurance, Ping An credit card may be able to take advantage of a little bit.

Ping An's good card recommendation

1 Ping An travel platinum credit card

In the circle of playing card know Ping An has a travel platinum card is Ping An's most worthwhile card, swipe the card consumption can get 1% rebate. Airfare, hotel, travel agency consumption (MCC4511, 4722 and 7011) and overseas points consumption, the maximum monthly limit of 500 yuan, is 6,000 yuan per year.

Limits start at $30,000 per month.

Besides that, Ping An Travel White also features some other platinum card benefits:

- AAA (including) attraction ticket discounts

Enjoy discounts on tickets for 100 AAA attractions nationwide, as well as discounts on online and telephone bookings for nearly 1,000 attractions.

Peace of mind wealth exclusive benefits, travel escort

-All-vehicle personnel accident insurance

If driving a motor vehicle in a road traffic accident resulting in death, disability, burns or medical expenses, the cardholder and family members in the same car can enjoy the accident benefit, the maximum benefit amount can be up to a total of 500,000 yuan.

-Comprehensive Transportation Accident Insurance

The cardholder and his/her family members can enjoy accident benefits up to a total of 500,000 RMB in the event of an accident on a plane, train (including light rail), ship, car or other transportation vehicle.

-Airport Transfers

You can use 125,000 Miles to apply for airport transfers, which will save you the trouble of waiting in line and make your trip more convenient.

Airport transfers are available for sale at a market price of about 100 per transfer.

-Travel Comprehensive Accident Insurance

You can apply for Travel Comprehensive Accident Insurance with "26,000 Miles Points", which provides protection against accidents or travel disruptions within 90 days after the effective date of the Travel Comprehensive Accident Insurance when you are 100 kilometers away from your registered place of permanent residence with Ping An Bank.

-Domestic/foreign emergency assistance

Travelers can enjoy international travel emergency assistance services and domestic/international medical emergency assistance services.

-Car Rental Service

Car rental discounts are available in more than 30 cities nationwide, including nationwide "one day free daily rental" and "rent three get one free" special offers, and service outlets are located in airports, hotels, and commercial centers in major cities.

-Driving Privileges:

If you are keen on driving, you can choose to experience more driving services, including the design of driving routes for leisure and vacation, assistance in car races, and test drives of new cars.

Warm tips:

You can also use Miles Points to apply for more exclusive benefits: 360-degree risk screening medical check-up packages, traditional Chinese medicine, dental cleaning services, and after activating the card for the first time, you can also enjoy the telephone doctor, health benefits at home and abroad, luxury goods purchasing services, international student care services, and etiquette assistance services. etiquette assistance services. For more details on the service rules and contents of Ping An Wealth Exclusive Benefits, please refer to

More Platinum VIP Travel Benefits

-Exclusive Special Offers at Hundreds of Hotels

Hundreds of star-rated hotels across China have exclusive special offers: buy one, get one free, free room upgrades, and late check-outs. The hotel's special offers include free room upgrades, extended check-outs, and more surprises for your trip!

-Exclusive preferential merchant premium

Thousands of exclusive preferential merchants across the country to enjoy discounts, gifts and other rich privileges when shopping and consuming.

TIPS: Ping An Travel White can enjoy the same Ping An Platinum customer service without opening the card, and there is no annual fee for not opening the card.

New account opening gift information:

Time: August 1, 2017 - October 31, 2017 (time of card verification)

Activity rules:

Activity period of the verification of the Platinum Card, Elite Platinum Card, Gold Butler co-branded card, insurance gold card customers (including new and old accounts), the verification of the card the next month end of the consumption of up to the standard to be granted the first brush of the gift:< /p>

Platinum card: before the end of the next month after the card, any consumption of 3 strokes of 388 yuan, will be given 888 yuan mall voucher redemption coupon, recommended for exchange Birand instant hot water purification bar set, Corvus Ground Treasure Magic Mirror S sweeping robots, Huawei B3 one of the smart bracelet;

Elite Platinum Card: before the end of the next month after the card, any consumption of 3 strokes of 288 yuan, will be given 488 yuan mall voucher redemption coupon

Since you can customize your own card face, this card is also with the trend of the times, plus a combination of several selected benefits, each of which has an annual customization fee of 288 yuan:

Points party: enjoy 10 times the points of the designated network, entertainment, food and beverage consumption throughout the year. Monthly bonus points are capped at 20,000 points.

Movie Watching Party: Year-round Youku membership and 12 issues of Guevara $10 movie redemption coupons.

Delicious Pie: Year-round 12 issues of Preferred Food e-redemption coupons for Starbucks, Haagen-Dazs, Godiva, Burger King and more.

(Note: Each of the above value benefits costs only $288/year for the benefit customization fee)

If you can't use any of these three benefits, then you don't need to customize them, and the card won't incur an annual fee, and it's free of annual fees for life.

3Ping An Owner's Card

The Ping An Bank Owner's Card has had a steady staple selling point for a few years now: 88% off gas and free insurance.

First, let's talk about the gas activity:

Activity: 88% off (12%)

Requirements for participation: register, meet spending qualifications, and swipe the designated card at the designated gas stations.

Registration: Download the official Ping An credit card APP "Ping An World Pass" and bind your Ping An credit card to it, and then spend at designated gas stations.

Designated cards: Ping An Diamond Credit Card, Platinum Credit Card, Elite/Travel Platinum Credit Card, Platinum Credit Card, Car Owner's Credit Card, Car Owner's Financial Credit Card (formerly iCar Credit Card)

Designated gas stations.

Consumption qualifications: points-accountable consumption of 2,000 yuan (the month following the first month of card verification does not need to be met)

Monthly rebate: up to 80 yuan (i.e., refueling 667 yuan)

Rebate rules: offset the consumption of the next month of the designated gas station, expired, yo.

While the complimentary insurance is very powerful, if you want to have peace of mind on the road, you still need to purchase third party liability insurance:

From the day after the first brush, you will be given a maximum of 1.1 million yuan of accidental protection for all vehicle occupants (only the cardholder is driving the vehicle)

Maximum 500,000 yuan of accidental protection for drivers

Maximum of 100,000 yuan of accidental protection for all occupants

Accidental protection for all occupants

Accidental protection for all occupants of the car.

All persons in the car (including the driver) up to 4,000 yuan / person driving accident medical insurance

So, the first year 200 yuan, the next year from brush 30,000 yuan free of the annual fee is quite super, after all, gas discounts and insurance. But please note: first see if the "designated gas station" is near you.

The new account to do the card has a trenchant gift, activity time: 2017/9/1-2017/12/31

The first brush 188 free 188, at the same time have the opportunity to win the iPhone 7.

Peace of mind the recent activities:

188 yuan to draw the red bag

Peace of mind more than 188 yuan to draw the red bag.

Each transaction of 188 yuan can draw a red packet, a maximum of 30 red packets per month, each red packet up to 188 yuan.

Additionally special reminder: foreign consumption network consumption of red packet card amount will be doubled, followed by the September red packet if put to 10.24-11.1 to receive, then the red packet will continue to double, it is said that the most can be received up to 8 times yo.

The red packets need to be joined by clicking on the spending reminder in the Ping An Credit Card App.

The other thing is the recent Super Ping An purchase event.

The rules of the Super Purchase Order activity are simple, mainly counting offline consumption, online consumption discount 50% counted in the consumption amount statistics.

Offline and online consumption to participate in this activity, the activity is not attractive, but if stacked travel white, 7011 business travel hotel consumption rebate of 1%, plus full 188 back to the red packet, then the rebate is very substantial. Therefore good at stacking activity rules is to play card users the most enjoyable and most commonly used play.

Do you want a Ping An card?

Playing Card Mogul reminds you: perhaps you need a little time to compare and observe. Travel White is not easy to get a card, so we suggest that Ping An is not in a hurry to apply.

Ping An good car owner credit card is not very pit

1, compared with other credit cards, Ping An good car owner credit card has an absolute advantage, by virtue of the "hardcore" one-stop service has gained a lot of users' favor. The disadvantage of the Ping An Bank car owner credit card is that the annual fee standard is relatively high, usually the first year annual fee needs two hundred dollars, in your card activation immediately after the annual fee. If you want to waive the annual fee for the following year, you'll have to spend at least thirty thousand dollars on your Owner's Credit Card or Owner's One Account Card credit account in the first year. So, Ping An Bank's car owners credit card is both advantages and disadvantages, to use or not depends on personal needs, because it was originally launched for private car owners, if you usually annual car consumption can be up to 30,000 yuan or so, and use the car more often, and use a large amount of fuel, you can still consider.

2, the advantages of Ping An Bank owner credit card is mainly a higher accident insurance protection, from the time you run the card after the first brush the day of the next day zero hour, you drive the vehicle can enjoy a maximum of 500,000 yuan of driver accident insurance protection, and other personnel with the car can enjoy a maximum of 100,000 yuan per person driving accident insurance protection, in addition to the driving accident insurance protection, the whole car personnel, including drivers In addition to the Driving Accident Insurance coverage, all passengers in the car, including the driver, can also enjoy a maximum of 4,000 yuan per person for driving accident medical coverage. The second benefit is a 12% discount on gasoline. The third benefit is the roadside assistance service, which can provide you with free roadside assistance within 30 kilometers once a day. If you encounter problems while driving in China, you can call the roadside assistance service to apply for assistance within 30 kilometers. This service is also effective from 00:00 on the day following the first swipe date, and is limited to once a day, but there is no limit to the number of days in a year. In addition, emergency repair services such as calling for power connection, tire change, fuel and water delivery can be guaranteed to arrive within 40 minutes in urban areas across the country, and towing services can be guaranteed to depart within ten minutes of the rescue vehicle.

3, if you are the owner of the card of the old users, and is the Buddha system of using the card, the driving car wash and other rigid needs, then there is no need to apply for this card, after all, the first year of rigid annual fee. If you have a need for a driver's car wash and other rights and interests, but the Buddhist use of the card, you can also apply, but it is recommended to apply for a gold card on the line. After all, these days in big cities, driving and car wash are quite expensive, 300 annual fee will soon be able to return to the capital. If you are a card to raise card pos users, monthly rigid brush card, then you can according to the bill volume discretionary consideration of gold or platinum card, after all, this wool even if you do not jerk you also want to brush card, that can return to some of the principal to stop the blood is also good, anyway, will not lose.

The introduction of Ping An credit card junk and Ping An credit card spam ends here, and I wonder if you found the information you needed from it?