Mobile phone loan, as the first full-process online network credit application based on the mobile Internet, is a mobile innovation of the traditional personal credit business, the product advocates the concept of "credit to cash", and is committed to creating a personal mobile credit wallet with credit as a credential, without guarantee.

In the selection of user groups, we aim at the underestimated user groups, providing pre-payroll cash flow services for white-collar and blue-collar customers to help them accumulate credit. We localize the American "Payday Loan" and innovatively put forward the "Thin Loan" development model, providing ultra-small borrowing amount of 1,000-5,000 yuan, ultra-short cycle of 7-30 days, and independently defining the borrowing amount and repayment cycle, The repayment cycle can be defined independently, providing them with a convenient and fast online credit service in the whole process.

Mobile phone loan to collect Internet big data as the main credit source, effective data cleaning, analysis and modeling, personal credit scoring, and with the traditional financial credit logic, is to realize the summary lending transactions of the Internet financial platform.

Users can scan the official QR code of Mobile Loan or directly log in to the major application stores and search for Mobile Loan APP to download.

Based on the user's credit profile and frequency of borrowing, Mobile Loan will provide the user with a loan service within 30 days with a credit limit of less than 5,000 yuan to meet the user's short-term financial needs, especially for white-collar workers and salaried class who have a fixed income and advocate early consumption of money turnover before the payday.