1, the chairman is the highest representative of the interests of all shareholders of the bank, it does not belong to the category of bank employees, the theory refers to the source of all the power of the bank management. The chairman of the board of directors of the bank is the leader of the board of directors of the bank, and its duties are of an organizational, coordinating and representative nature. The chairman's authority is within the scope of the board's duties, does not manage the bank's specific business, and generally does not make personal decisions, enjoying the same voting rights as other directors only when the board of directors meets or when specialized committees of the board meet.

The president of the bank derives all his powers from him, and he alone has the supreme authority to convene the board of directors and to remove the president of the bank, but he never wields executive power.

The chairman can remove anyone at any time, except the directors and supervisors, who are not employees of the company but masters and arbiters of the bank.

2, bank specifics? (1) Bank (Bank), is established by law to operate money and credit business of financial institutions, is the product of the development of commodity money economy to a certain stage. The word bank, originating in Italy Banca, its original meaning is bench, chair, is the earliest market money changer business tools. English transformed into Bank, meaning the cabinet for money. In our country, the reason why there is "bank" is related to the history of our economic development.

(2) in our history, silver has been one of the main monetary material."" Silver" often represents the currency, and "line" is the title of the large commercial institutions

(3) China's banking industry asset size, after-tax profits have increased significantly year by year, in 2011 China's banking industry realized profits accounted for nearly one-third of the total global banking industry profits. The scale of China's banking industry is developing rapidly, but with the accelerated marketization of interest rates, intensified internal and external competition, and declining profit growth, banks and financial institutions must make corresponding strategic adjustments to their business structure, resource allocation, and regional layout.

(4) With the intensification of competition in the banking industry, the banking financial institutions are paying more and more attention to the tracking and research of the industry's development environment and market demand, in particular, in-depth research on the development environment of the banking business and changes in customer demand trends. Because of this, a large number of domestic outstanding banking institutions quickly rise, and gradually form their own business characteristics and become the industry's leading or new!