Net black is online loan black accounts, blacklist, referred to as net black, usually in the online loan on the blacklist of people. There are several aspects, one is the bank black, is the blacklist within the credit system of the People's Bank of China, if the user has a late, bad behavior, then it is possible to record in the credit report, the bank and other financial institutions in the loan before they will be access to these records to see the credit is not good will not be through the loan, so commonly referred to as "black".

At present, many Internet lending platforms have introduced credit scoring systems, and many online lending platforms have realized blacklist data interoperability, and other lending platforms*** enjoy the borrower's lending history. These platforms will set people who are seriously overdue on their online loans or even refuse to repay their loans as online blacklists, and unite all online lending platforms to block them.

After being blacklisted as an online lender, loans on online lending platforms will basically be rejected.

You can try to get a copy of your online lending big data report on WeChat: "Deep Check Data" and other data query platforms to analyze your credit situation. If you find that the big data of online lending has been blacked out, and you want to restore the big data to normal, it is recommended that you do not have any loan application operation in six months.