Lacarra was established in 2005 with the mission of "creating value for operators and sharing achievements with creators". It owns Lacarra Payment, Koala Technology and Industrial Fund Group. Among them, Lacarra Payment Co., Ltd. was listed on the Shenzhen Stock Exchange on April 25, 20 19 with the stock code of 300773. Lacarra Payment is a leading third-party payment company in China. Committed to providing digital business services for businesses, from payment, technology, supply, logistics, finance, brand, marketing and other all-round help businesses.
Lacarra has been actively fulfilling its social responsibilities and sharing it with the society, with a total donation of more than 65.438+0.5 billion yuan to help poverty-stricken areas with education.
Service introduction:
Payment technical services: Lacarra independently developed and created innovative bill collection products such as intelligent POS, MPOS and cash box, providing comprehensive payment services for offline small and medium-sized merchants. The company is in a leading position in the market in bank card receipt and code scanning acceptance business. By the first half of 20 19, the company had covered 2 1 10,000 merchants, of which half were located in East China and Central China, and 40% were located in the top five GDP provinces such as Guangdong, Henan, Shandong, Jiangsu and Zhejiang. The company's service system in such areas has penetrated into county towns and rural areas. Since 20 18 and 10, the company has signed cooperation agreements with VISA, MasterCard, Discover and American Express respectively, and officially became a member of the four major international card organizations to carry out cooperation in acquiring business. Become one of the first few third-party payment institutions to fully cooperate with international card organizations. Financial technology services: Lacarra relies on payment, and with the help of the company's open service platform and strong offline promotion force, it gradually begins to provide loans, wealth management, insurance, credit card applications and other services for small and medium-sized businesses. Lacarra also exported the overall solution based on bill receipt and code scanning to small and medium-sized commercial banks, including acceptance system, risk monitoring system and strategy, which empowered the bill receipt and code scanning business of small and medium-sized commercial banks and improved their customer service capabilities.
E-commerce technical services: Lacarra's integral consumption operation services for merchants have achieved great growth. The integral cloud independently developed by the company has been connected to more than 40 head integral sources supporting China Mobile, China Telecom, China Unicom, China Industrial and Commercial Bank, China Construction Bank, Minsheng Bank and China Eastern Airlines. , providing passenger flow introduction and integral consumption services for tens of thousands of offline brands such as Wal-Mart, CR Vanguard, Metro, Su Guo, KFC and Pizza Hut.
Information technology services: provide members management, data marketing and other services for businesses.
Financial technology output: Lacarra's financial technology platform, Lacarra Jinke, independently developed Hawkeye risk control engine and Tianqiao anti-fraud cloud service system. Established a perfect online full-process credit risk control ability, which has been successfully applied and repeatedly verified in many years of credit business practice, and can complete the risk portrait and risk assessment of users in seconds. , not only effectively serve their own business operations, but also have the ability to export technology. Lacarra Jinke is advancing the strategy of "two-wheel drive".
New financial services:
Credit investigation: koala credit investigation is an independent third-party credit evaluation and credit management institution initiated by Lacarra and established by many well-known listed companies in the United Nations. It is the only credit reporting agency in China that has been approved by the central bank to carry out corporate credit reporting and prepare personal credit reporting business. It is a one-stop service platform for professional employment risk solutions, focusing on workplace behavior research and supported by credit rating database resources.
Convenient payment service:
Lacarra Community Convenience Payment Service Platform is a remote self-service banking intermediary business system independently developed by Lacarra, which can provide four livelihood services for individual users: self-service banking, convenience payment, life service and financial service.
Mobile payment service:
Lacarra mobile payment service mainly provides users with Internet value-added services and e-commerce services, covering credit card business, mobile banking business and life services, and provides users with comprehensive payment solutions.
Other payment services:
In recent years, Lacarra has seized market opportunities and focused on developing new payment services such as collection, agency payment and cross-border payment.