The credit limit time of Xiamen Bank depends on the specific situation, and the time is different in different situations.

If you only exceed the bank's single-day consumption limit and are restricted, you will generally be able to resume use the next day, but you still cannot exceed the single-day consumption limit when consuming, otherwise you will be restricted again. Then you can only use the card after it is restored the next day.

If the limit is due to risk control by the bank, such as overdue repayment, or the TX is limited, it will not be so easy to recover. If you don't want to recover after the due date, you must pay off the debt and then apply to the bank. If TX is limited, you need to provide various consumption vouchers to dispel the bank's doubts and prove that you are not in TX, but really spending. These banks need to spend a certain amount of time for review, and will be restored after the review is passed, but it usually takes 1 to 3 working days.