AnyiHua checks credit. The credit score is based on the user's creditworthiness, providing a loan amount of 500 to 200,000 yuan, the user can spend, withdraw cash within the available amount, and repayment can also choose to installment. The repayment interest rate for Aniyihua is relatively high, starting at 7.2% simple interest. The features of AnYiHua are high credit limit, revolving use, fast disbursement and installment.
In recent years there are a lot of microfinance companies came out, and Anywhere Flowers is one of them, now I will discuss the advantages and disadvantages of microfinance companies. Advantages of small loan companies: 1. They have a very low threshold for scrutiny. Compared to banks, many users with lower incomes or even as long as they have 3-6 months of self-storage water can apply.2. Their lending speed is generally very fast. Bank loans, the audit process is more stringent, usually the lending speed is also very slow, but the small loan company has a very high efficiency, which also provides convenience for friends in urgent need of money. 3, the small loan company's lending information will not be included in the credit system. Because so far the credit system is only perfected to the lending relationship with the bank, so the borrower from the small loan company any transaction will not be monitored by the credit system. This means that if a borrower is in urgent need of money, he can borrow from more than one small loan company at the same time. But small loan companies also have fatal disadvantages: first of all, the interest rate of small loan companies is a lot, let's take the comfort flower, the interest rate of the loan is as low as 7.2%. Before listening to a friend said is because to the small loan company borrowed money, forget to pay back, the result of a few days interest has reached 36%, which is a bit like loan sharks. Secondly, there are a lot of crooks inside the small loan companies. After all, this is a mixed market, a lot of unscrupulous people also see this opportunity, the use of the name of the first deposit, interest or handling fees for the application, that is, so that the borrower to pay the fee first, these are fraudulent companies, please the majority of the borrower must keep their eyes peeled.
All in all, the borrower's credit is checked if you take out a loan. I hope this can help you.
Do you need to check your credit when you apply for a loan
An application for a loan will require you to check your credit, and the record of that check will be kept on your credit report. But as long as the user is able to repay the loan on time, the credit check record will have no effect on the user.
Anywhere is a revolving credit line financial service application from Immediately Consumer Finance Co.
On June 3, 2020, the China Internet Finance Association released the "Mobile Financial Client Application Software Real-Name Record List (First Batch)", and the core product of Immediately Consumer Finance "YiYiHua" was successfully selected.
Application Introduction
Anywhere is a revolving credit line financial service application software launched by Immediately Consumer Finance Co., Ltd. which is 39.5 MB in size, and has developed version 2.2.0; Anywhere[1] provides a revolving credit line of up to 50,000 dollars based on the user's credit qualifications. Within the credit limit, users can choose to use cash-on-demand, cash installment, interest-free consumption and bill installment.
Credit collection is the activity of collecting, organizing, preserving and processing credit information of natural persons, legal persons and other organizations in accordance with the law, and providing credit reports, credit assessment and other services to help customers judge and control credit risks and conduct credit management.
Credit collection is the establishment of credit files for individuals or enterprises by specialized and independent third-party agencies, which provides a platform for specialized credit-granting institutions to enjoy credit information ****.
The credit collection system has been built into the world's largest, most numerous, and most complete collection of credit information, with the widest coverage and use of the basic database of credit information, and basically establishes a credit file for every enterprise and individual in the country with credit activities.
The information collected by the credit collection system centers on bank credit information, and also includes basic information on enterprises and individuals, as well as information on non-financial liabilities reflecting their credit status, information from the courts, and information from the public **** of governmental departments, etc.; both positive and negative information is available.
In close cooperation between the credit collection center and the reporting agencies, the data quality of the credit collection system has been maintained at a high level, realizing next-day updating of credit information and second response to credit report inquiries. More than 2,100 on-site credit report inquiry points of PBOC branches basically cover grassroots counties and cities nationwide, and more than 300,000 information inquiry ports of the credit collection system are located in financial institution outlets all over the country, with the credit information service network covering the whole country.
Do you have a credit report?
Anywhere you go, you'll get credit.
Anywhere you go to borrow money, you'll get credit. Normal credit borrowing and repayment information has no effect on personal credit, rather it is a proof of personal credit, but the record of late repayment will have an adverse effect on personal credit. In addition, in addition to overdue on the credit, applying for a loan is also a credit inquiry, the application will leave a credit inquiry record, if the short-term frequent credit inquiries, the inquiry record on personal credit has a negative impact.
If you have a need for cash flow, we recommend that you use the money flower, the money flower is a credit service brand under the degree of small full of financial services (formerly known as: Baidu money flower, renamed "money flower" in June 2018), the big brand is reliable and trustworthy with a low interest rate. The amount of money that can be borrowed is up to 200,000 (click on the official free quota), and the daily interest rate is as low as 0.02%, which is characterized by easy application, low interest rates, fast disbursement, flexible borrowing and repayment, transparent interest rates and strong security.
Share with you the application conditions of the rich flower: the application conditions of the rich flower are mainly divided into two parts: age requirements and data requirements. The first one is the age requirement: between 18 and 55 years old. The first thing you need to know is that you can't afford to pay for the cost of the loan, so if you're a college student, you'll have to give up applying for the loan. Second, data requirements: the application process requires your second-generation ID card, my debit card. Note: The application only supports debit card, the application card is also your borrowing bank card. My identity information needs to be the second generation ID information, can not use temporary ID, expired ID, generation ID to apply. The online loan is risky, the choice needs to be careful!