1, the applicant himself or herself has the will to apply; 2, work or live in the Ping An Bank card-issuing city, and the bill is sent to the card-issuing city of the Ping An Bank; 3, individuals with full capacity for civil behavior; 4, meet the requirements of the credit record stipulated by the Ping An Bank, and through the Ping An Bank various types of credit information investigation; 5, engaged in a stable income and non Prohibited promotional industries/occupations; 6. Citizens of the People's Republic of China (except Hong Kong, Macao and Taiwan): the age of the main card applicant is 20-65 years old (inclusive), and the age of the main card applicant of Ping An BE@RBRICK Fashion Credit Card is 20-40 years old (inclusive). Hong Kong, Macao, Taiwan and foreigners: age must be 25-65 years old (inclusive); BE@RBRICK Fashion Credit Card: age must be 25-40 years old (inclusive).
In addition to the ID card and work permit, other proofs of financial strength or property are also required, such as proof of salary and income, real estate certificates, etc. The relevant materials are referenced as follows:
(1) Photocopy of identity document
Must be provided by both primary and secondary card applicants. The identity document refers to one of the resident's identity card, military officer's card, Hong Kong and Macao Resident's Permit for Traveling to and from the Mainland, Taiwan Compatriot's Permit for Traveling to and from the Mainland, or foreign passport.
(2) Documents proving work
It refers to one of the copy of work permit, original work certificate issued by work unit, copy of professional qualification certificate, copy of job title.
(3) Copies of proof of fixed residence
such as the certificate of house ownership, public housing rental agreement or public housing purchase agreement. For applicants working in company (enterprise)-type units, they are generally required to provide documents proving their own property (copies of their own real estate certificates, public housing lease agreements or public housing purchase agreements, housing loan contracts, and other information). After consulting with Ping An Bank's customer service, Ping An Bank generally only accepts property certificates, purchase contract agreements, and public housing rental certificates as proof of fixed abode, and private housing rental contracts and utility bills such as water and electricity, gas, and landline telephone bills are only recognized by Ping An Bank in some areas. Civil servants and institutional employees may not need proof of fixed abode, and applicants in the company employee category generally need proof of fixed abode, but copies of qualifications such as master's degree or above/teachers/doctors/certified public accountants/certified tax accountants/corporate legal advisors can be exempted from the hassle.
(4) practicing qualification certificates, such as "Teacher Qualification Certificate", "Lawyer Practice Certificate", "Physician Practice Certificate", "Licensed Pharmacist Registration Certificate", "Enterprise Legal Adviser Practice Certificate", "Auctioneers Practice Certificate", "Certified Public Accountant Certificate", "Chinese Certified Public Auditor Certificate" copy, and so on.
(5) A copy of Ping An Bank's housing loan contract and automobile loan contract. This item can also be used in lieu of proof of fixed abode.
(6) A copy of the national public official's work permit or a copy of the personal finance client's finance card.
(7) If you provide a copy of your Ping An Bank "Wealth Management" account or a copy of your graduation and degree certificates for a master's degree or above, it will speed up the process of applying for a card. In order for your application to be processed as soon as possible and for you to have an accurate credit limit, please provide the following documents to prove your financial strength, such as copies of bank payroll records, income certificates issued by your organization, proof of income tax and withholding certificates, your own automobile's driving license, and Ping An Bank's time deposit certificates.
Items (1) above are mandatory, (2)-(6) at least one of them should be submitted, and (7) are supplementary documents. A rich and comprehensive set of supporting documents will help speed up the card application process and increase the credit limit.
Tip: If you apply online, you only need to write the most basic personal information materials, but the probability of applying down is relatively low.
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