To maintain their rights and interests. It is recommended that borrowers answer the phone in a timely manner, show their attitude, explain the reasons, the two sides to communicate effectively, generally will not contact the emergency contact.
If you're only a few days overdue, you'll generally only be contacted in person. After the user is overdue, Immediately Finance will collect the money through SMS and phone calls.
Immediately Consumer Finance Corporation (Immediately Consumer) is a technology-driven financial institution with a consumer finance license approved by the China Banking and Insurance Regulatory Commission (CBIRC). The company officially opened in June 2015, and completed three capital increases in 2016, 2017 and 2018, with a registered capital of 4 billion yuan. Shareholders include Chongqing Department Store Co Ltd (600729.SH), Beijing Zhongguancun Kejin Technology Co Ltd, Wumart Technology Group Co Ltd, Bank of Chongqing Co Ltd (01963.HK, 601963.SH), Sunshine Property & Casualty Insurance Co Ltd, Zhejiang China Commodity City Group Co Ltd (600415.SH), as well as a new round of Ltd. (600415.SH), as well as a new round of strategic investors, CICC, CITIC Capital and Chongqing Liangjiang New Area, and other central enterprises and local state-owned capital background capital.
Adhering to the mission of "Technology Makes Life Easier", Immediately Consumer is committed to becoming the world's most trusted financial service provider by focusing on financial inclusion, empowering innovation through technology, and providing small-dispersed consumer financial services to all social classes and groups with financial service needs. The company actively contributes to consumer upgrading, boosting domestic demand and serving the development of the real economy, and constantly makes positive contributions to local taxes, employment and other economic and social development. By the end of 2021, the accumulated tax payment has exceeded 4 billion yuan, creating more than 2,000 jobs.
As a technology-driven financial institution, Immediately Consumption has selected high-precision talents in the fields of finance, big data and artificial intelligence on a global scale, set up a technical team of more than 1,000 people, a big data risk control team of more than 300 people, and has set up an internal scientific research platform such as the Artificial Intelligence Research Institute, a postdoctoral scientific research station, and a key laboratory of intelligent finance and big data analysis, and has also cooperated with the Chinese Academy of Sciences, It has also established the National Center for Applied Mathematics with the Chinese Academy of Sciences, Chongqing Normal University and other research institutes*** to carry out research on horizontal topics and continuously improve the ability of collaboration between industry, academia and research. Based on the above scientific research foundation, the company has independently developed more than 900 sets of core technology systems covering the whole business process and life cycle of consumer finance, and has submitted more than 600 invention patent applications and obtained 78 soft copyright registration certificates.
At present, the company has been awarded AAA credit rating for the main body and recognized as a national high-tech enterprise, shortlisted by the Ministry of Industry and Information Technology as the "winning unit of the unveiling of key tasks of the new generation of artificial intelligence industry innovation", and elected as one of the first unit members of the Artificial Intelligence Sub-Technical Committee of the National Information Technology Standardization Technical Committee (SAC/TC28/SC 42), as well as two scientific research and development units. It was elected as one of the first members of the Artificial Intelligence Sub-Technical Committee of the National Information Technology Standardization Technical Committee (SAC/TC28/SC 42), and two scientific research topics were awarded the First Class Achievement Prize of the Non-Banking Institutions Group of the China Banking Regulatory Commission for IT Risk Management Topics in the Banking Industry, and it was awarded the Outstanding Institution of the Data Quality of Individual Credit Collection System by the Credit Collection Center of the Central Bank for many times. "The company has been selected by the Ministry of Science and Technology as one of the top 500 service enterprises in China for three consecutive years. Chairman Zhao Guoqing was selected by the Ministry of Science and Technology as a scientific and technological innovation and entrepreneurial talent, and the fourth batch of national "10,000 People Plan" scientific and technological entrepreneurship leaders of the Ministry of Organization Committee.