According to the latest annual report of China Securities Investment Fund Industry 20 16, at present, the effective accounts of individual investors of open-end funds have reached nearly 270 million, and the corresponding asset scale is close to 3.5 trillion yuan. In 20 17, there were 48,465,438 Public Offering of Fund managed by Public Offering of Fund management agencies, and fund investors have become the most extensive investor group. In this regard, the participating guests believe that in the field of fund investment, data collection and analysis are the necessary guarantee for successful investment, and the rise of artificial intelligence can effectively solve the shortcomings of insufficient data analysis ability of human brain.
According to Lu Tiangui, general manager of the retail banking department of CITIC Bank, Xinzhi Investment mainly has three highlights: First, it will intelligently match the target risk and simulated income according to the customer's risk assessment results, and recommend the most suitable product portfolio. According to reports, Xinzhi Investment has built an intelligent risk assessment model based on multi-dimensional data analysis of more than 2 million customers. Second, Xinzhitou not only has forward-looking market analysis by investment experts and professional research on the underlying products, but also makes up for the lack of human computing power by using big data, investment models and intelligent algorithms. According to reports, Xinzhi Investment is an investment consultant of Huaxia Fund, providing suggestions on product screening and portfolio allocation. Third, the user experience is convenient. CITIC Bank looks for the optimal portfolio from more than 4,000 funds, and pushes the recommended asset allocation portfolio directly to users, who can make decisions, buy with one click and enjoy follow-up services, and then experts continue to track the macro market and underlying products.