1, the People's Bank of China credit center query: go to the official website of the People's Bank of China credit center, after registering and logging in to your personal account, you can query your personal credit report, which includes detailed information about loans and credit cards. This is the most direct and comprehensive method.

2, online banking / mobile banking query: many banks' mobile banking APP provides a personal credit report query service, but also in the personal account page to view the status of loans and credit card debt.

3, telephone inquiries: call the current business dealings of several banks, directly to the customer service to ask their name whether there are loans and debts.

4, third-party data agencies query: some third-party data agencies can provide personal Internet big data query services, including online lending information. However, it is necessary to pay attention to the selection of formal institutions and to protect the security of personal information.