In recent years, financial technology has become a new way to serve the real economy, creating new opportunities to promote inclusive financial development. At the same time, fintech has also become a new tool for preventing and resolving financial risks. In the Financial Technology (FinTech) Development Plan (2019-2021) released by the Central Bank, FinTech is seen as a gas pedal to boost the development of inclusive finance and the real economy. In this context, the core advantages of Rui Zhi Hechuang (Beijing) Technology Co.

As a leading financial technology enterprise in China, Rui Zhi Technology focuses on technology empowerment, featuring _involvement in credit business or data delivery_, using big data, cloud computing and artificial intelligence, integrating the upstream, midstream and downstream demand, energy and resources of the industry chain, breaking the asymmetry of financial information by providing core _chat_ and building an intelligent financial hub that connects hundreds of millions of consumers' financial needs with the credit supply of hundreds of financial institutions. The company's main goal is to provide an intelligent financial hub that connects the financial needs of hundreds of millions of consumers with the credit needs of hundreds of financial institutions.

The Big Data Insight series of products provided by Ruizhi Technology for financial institutions can effectively cover all kinds of age-appropriate consumers in China with a high degree of accuracy. The Big Data Insight series products include Big Data Scoring, Anti-fraud Index, Customer Portrait, Early Warning Levels and other products, and the application effect in credit risk management is at a high level in China. The big data insight series products have six core advantages:

1. Wide coverage of the population: the effective scoring rate of consumers is very high, which can fill the gap of the young and sinking customer groups with no credit, short credit, and thin credit, and provide them with effective risk assessment;

2. Ultra-precise insight and high security compliance: the accuracy of the big data scoring and imaging products has been fully tested by many well-known financial institutions. The accuracy of big data scoring and profiling products has been fully tested by many well-known financial institutions, with excellent results and outstanding reputation;

Three, a large number of domestic customers: they are used by many large state-owned banks, national joint-stock banks, regional banks, consumer finance companies, insurance companies, etc. for loan approvals, anti-fraud, post-loan management, etc.

Three, to open up the data silos: to y tap into the many sources of high-value data, to provide a comprehensive insight into the risk of the customer;

V. Simplify the approval process: through effective cloud-based connectivity and secure data encryption technology, the operation and strategy process is simplified, which enables real-time decision-making and second-level approvals;

VI. Empower inclusive finance: enable the quality people with no credit, short credit, and thin credit to obtain universal and fair credit services.