There are several main ways to check all the arrears under an individual's name, as follows:

1. Check the personal credit report: all relevant loan information is saved in the personal credit report , including how many times the user borrowed money, whether it was settled, and how much the loan was, all have complete records;

2. Users can call banks, lending institutions, and service platforms with relevant business dealings , consult the online customer service staff about the loan status;

3. Users can log in to online banking/mobile banking and check the status of loans and credit card arrears on the personal account page; log in to the loan software to view online borrowing information; .

4. Find a third-party data agency to view personal Internet big data: Internet loan borrowing and repayment records are generally recorded in Internet big data.

When applying for a credit card, you need to use it frequently and repay it on time. This can improve your credit rating. The bank will determine that customers who use credit cards repeatedly are honest and able to bear liabilities;