Where to find loan customers

Loan customers can be found in different ways, offline: sent under the office building, call each company's finance, go to the neighborhood to send announcements, go to specialized markets such as wholesale markets, agricultural markets, electronic markets to do publicity, geo-promotion.

Online:

Electronic marketing: through the real estate agent, banks, automobile 4S stores to obtain customer resources for telemarketing.

Classified information sites: 58 Tongcheng, Catch.com, People.com and other information distribution platforms to publish information to find.

Social platforms: WeChat circle of friends and so on.

In addition there are mainstream video APP, advertising and so on.

In the issuance of loans need to borrowers to meet certain conditions, such as personal loans need to submit a valid identification, bank current, proof of employment, loan application, etc., in the submission of the bank will be audited, and after the passage of the borrowing when you can get.

When you apply for a loan, you can choose to repay the loan in equal installments or equal installments of principal and interest, which is usually decided according to your own income, you can choose to repay equal installments of principal when your income is more, and you can choose to repay equal installments of principal and interest when your income is less, and you can return the loan in advance after you apply for the loan.

Individual users must return the loan on time after the loan is processed, and there can be no late return. Because after the overdue will produce penalty interest, the longer the penalty interest the more. And after the late bank will call, at the same time the late record will be uploaded to the credit center, resulting in personal credit become bad, affecting the subsequent loan re-application.

How does credit find customers who need loans?

The most common ways for credit to find loan customers are as follows:

1, network platform to obtain resources: in the era of highly developed Internet, credit managers looking for customers need to open up network channels. At present, there are many network platforms that can help credit managers find customers, and users can choose to understand the platform that suits them.

2, social media to find customers: credit managers can use QQ, WeChat and other social media to publicize their own loan products, show their level of professionalism, with the accumulation of time, we can cultivate a number of old customers belonging to their own.

3, set up booths: set up booths in crowded places is a more traditional way for credit managers to show their business. Although it is more difficult to set up a booth, but the credit manager can directly communicate with customers face to face, to obtain customer details, to understand the specific needs of customers.

How to find customer sources for making loans

1 、Maintaining the old customers, through occasional return visits to the old customers, maintain the relationship with the old customers, and then through the old customers to introduce to make new customers;

2 、Expanding their own network of friends through the introduction of friends;

3 、Self-promotion,

3 、Self-promotion,

3 、Promotion,

3 、Promoting the new customers. Promotion, go to some of the high traffic places to send an advertisement, declared;

4, according to the Internet technology, to join some communities, in the community network to make friends with some of the intent of the crowd.

Loans

In our daily lives, a loan means that a borrower applies to a bank or other financial institution to borrow a certain amount of money, and the two sides agreed on the repayment period, the repayment of the principal and interest. For banks and other financial institutions, the more loans they make, the more favorable they are to the bank, which can greatly increase the bank's interest income and, to a certain extent, increase the bank's own capital. But for society, the more loans, the faster the circulation of funds in the market, the more rapid economic development. The user is faced with the problem of cash flow, or need to choose a formal financial lending institutions, full consideration of the security of the funds liquidity and efficiency of the problem.

Loan intermediary company customer acquisition channels

A loan service platform

On the one hand, continue to obtain high-quality loan products, enrich the variety of products, to meet the diversified needs of customers loans; on the other hand, connecting various types of loan intermediary practitioners, through the system platform to realize the direct connection between the loan customers and the bank, convenient and fast online operation. Convenient and quick online operation. This allows customers to enjoy the bank's financial services anytime and anywhere, and improves customer satisfaction and stickiness.

Second, the establishment of online connection

Financial institutions online business and products, through the digital system or API, SDK to establish and extend the connection relationship, to expand the breadth and depth of the connection, to increase the customer acquisition channels and scenarios, the service, the marketing process of digitalization.

Third, the consumer scene

Consumer finance is the most dependent on the consumer scene of the credit products, the scene, including food, clothing, housing, transportation, education, health care, etc., financial institutions, with the scene party and the advantages of digitalization to effectively obtain customers. Integration of financial technology into traditional finance brings opportunities and becomes one of the main areas for financial institutions to embrace financial technology. Through the construction of micro credit management system, payment platform system, credit inquiry system as the core business system group, supported by financial technology, consumer finance and scene dynamic integration, prevention and control of business risks, reduce operating costs, improve customer service and experience.

Four, operator big data

1, high-quality customer acquisition to ensure the source of traffic. With the development of the Internet and mobile smart terminals, people's basic life security can be solved online.

2, low grid to obtain high-quality consumers, the use of SMS precision delivery methods to improve the intention rate of potential customers, reduce advertising costs and improve the conversion rate.

Where to find customer resources to do loans

Cooperative organizations, customer service groups and public **** resources.

Customer resources to do loan business can be obtained from the following aspects:

1. Through their own customer base: for some loan companies, they can get loan customers from their own customer base. For example, banks can obtain loan customers from their own savings customers, and trust companies can obtain loan customers from their own investment customers.

2. Cooperative organizations: they can cooperate with other organizations to obtain loan customers from the customer groups of cooperative organizations. For example, it can cooperate with real estate agencies to obtain loan customers from the agencies' customer base.

3. Online channels: online channels can be used to obtain loan customers. For example, one can conduct loan business on online platforms and accept online applications.

4. Public **** resources: loan customers can be obtained from public **** resources. For example, information on loan customers can be obtained from government departments and industry associations.

Overall, there is no single channel to obtain loan customers, and you can choose the appropriate channel to obtain customer resources in light of the actual situation.

How can I find customer resources online?

You can find customers through WeChat, QQ and other social software to add friends.

One, WeChat

1, add friends, mixed face, rely on luck

The vast majority of creditors will have some telemarketing lists on hand, these lists of the connection rate of about 40%, and many people's cell phone number is exactly their micro-signal, then the list of the connection rate will be increased by at least 10%. The difference between WeChat and a phone call is that WeChat communication can be other than a voice medium, and people are far less psychologically wary of WeChat than they are of a phone call.

After adding a friend, first avoid telling him your intention, if there is a need for the best, if there is no need to never say more, can let the customer to keep you in the circle of friends is a success. The next step is to follow up with different ways to maintain these potential customers.

Many creditors like to add a lot of A in front of the name to make their own address book and then ranked in the front, in fact, this is very undesirable, if you have to use an A in the front, you can use the English words, such as "Aaah, hello" such, not only in the front, but also appears to be very personalized.

2, plus group, mix circle, send red packets

Here the group is not peer exchange group, but the industry around, such as real estate group, automobile group, luxury goods, generally this kind of group of people consumption impulse is relatively high, when they have the urge to consume, but there is no money to support the time you can make an appearance. The resources of these groups are very precious, once successful once you can start word of mouth marketing, the snowball can be rolled more and more big.

One is to go to those related to the public number, add their official group. There are fewer people in these groups who actually have the money to pay for themselves, and more people who are fanatical about not having the money, so the potential is huge. The second method is to go to their own circle of friends who like these things, let him help invite into the group, and so into the group you have to do is to maintain the degree of activity, this kind of group, respect, love two types of people, the circle of knowledgeable and love to send red envelopes. Be sure to do some basic work, so that people feel the depth, thus increasing the trust of others on your sense of trust, so that the people who add your friends will not be less. After all, the red envelope is only an auxiliary, through the red envelope can enhance the sense of presence and discourse.

WeChat version: 8.0.16

Two, QQ

1, add friends, relying on keyword search

The biggest advantage of QQ is that you can directly retrieve the keywords, and you can quickly capture these people. The most important thing to remember is that you can't be sure that you're going to be able to find the best way to get the most out of your life, and that you're going to be able to get the most out of your life.

But since the main strength of the loan people are transferred to use WeChat, now QQ is mainly after 95. 95 after most of the university, or even in high school. Like this kind of crowd is more suitable.

2, add group, mix circle, will be active

QQ group effect than directly add good friendly much. Although most of the 80's have switched to WeChat, the QQ group's easy to manage the capacity of the characteristics of the QQ group will not give up QQ, so become an active member of the QQ group is also a key point in the success of the show business.

The QQ group is relatively easy to add, search keywords can directly find the demand for the group. QQ group to become active do not need to send red packets, itself active people will have the title to show, every day to say a 5-10 minutes, will feel that you are very active. Fixed at a point in time to appear will also make people feel that you have more characteristics easier to remember you.

QQ version: 8.8.50.6735

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