Being investigated for anti-money laundering after a large transfer, most people's first reaction is that the other party is fraudulent, and start to be vigilant, after all, they have never encountered anything like this before, and there are some people who will find it puzzling or fear that they are involved in an event. In fact, since 2020, many places in the country have introduced a large cash management system.

The amount is set differently depending on the region. For example, some places are set at 200,000 while others are set at 100,000 dollars. It means that when we transfer more than the set amount it will trigger an early warning system, and this data will be transmitted directly to the central bank's anti-money laundering system. This process is done without our knowledge, so our transfers will not be affected in any way, and the bank will report the relevant records to a higher authority for review.

During the audit process, the staff will call the user to ask for details, and many people may be puzzled by the call or may think it is a scam call. Some staff will require the user to go to the bank within a limited time to deal with the business, otherwise the consequences, this according to the different regions, the processing method is also slightly different. In short, don't be nervous when you encounter similar things, follow the staff's requirements to do, in the case of really can't do it, you can negotiate with the other side to deal with.

Receiving an anti-money laundering investigation is not a big deal, and should be treated as a routine check. The purpose of anti-money laundering investigations is also to protect the people's property security, do not let the lawless elements to take advantage of, so we are in a position to cooperate with the investigation, do not do any violation of national laws. As the saying goes, the net is wide open, now has entered the era of big data, no matter what we do will not escape the supervision of the law, we have to do is to protect their property security, away from the lawless elements, do not be easily utilized by them, and there are problems reported to the relevant departments in a timely manner.