Baidu Qianhua is a credit platform under Baidu Finance, which is reliable and has low interest rate, and belongs to the three major credit products of BAT. Having money to spend is different from borrowing money and micro-loans. You can apply for it yourself and get a credit line to borrow money.
Want to know how Baidu applies for money? You can keep looking down.
The application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements.
1. Age requirement: 18-55 years old. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.
As can be seen from the above, a rich applicant must meet two conditions: first, the applicant must be 18-55 years old, but college students cannot apply for money. If you are a college student, you regret that you must give up your application; Secondly, when applying, you need to use your ID card and bank card to complete real-name authentication. This process should be familiar to everyone. (Click here to test the consumption amount for free)
Before applying, everyone needs to understand that there are two products for spending money: all-easy loans and exclusive loans. Fu You Hua-Iman Loan is a personal credit loan product that Fu You Hua cooperates with seven major banks, aiming at users with small capital needs. The exclusive loan of Qianhua Loan is a personal single loan product under Qianhua Loan, which is suitable for users who need a large one-time loan.
After borrowing, everyone must repay the loan on time, because the money has been included in the central bank's credit report, so the loan with money will be collected at the meeting, and the record of the loan with money will be reflected in PBOC's credit report. Consumer loan products are connected to personal credit information to help financial institutions evaluate users' personal credit status, and only truthfully feed back your historical usage records.
At the same time, your good credit loan repayment record will become your "positive information", which is conducive to the accumulation of your personal credit level and a good credit certificate for applying for other loans.
Seeing this, I think everyone knows something about how to apply for Baidu to spend money. If you want to apply for money, just follow the steps step by step. It's very simple.
How to apply for Baidu to spend money How to apply for Baidu to spend money?
Baidu has the money to spend the application process:
1, open the phone to find Alipay software.
2. Find the search bar at the top of Alipay.
3. Enter the credit card circle in the search field. After the input is completed, click Life on the right and find the credit card circle to open.
4. After opening, enter the life number of Quantum Fund, find Baidu Qianhua, and click Change.
5. Enter Baidu's rich application page, understand the application steps, and click below to apply immediately.
6. The last step is to fill in the application materials and bank cards, and then submit the next payment for review.
Extended data:
"Qianhua" is a Baidu credit service brand, which provides personal consumer credit services for the public and creates an innovative consumer credit model. Using Baidu artificial intelligence and big data risk control technology, it provides users with convenient, fast and safe internet credit services, which has the characteristics of simple application, fast approval, high quota, fast lending and strong security.
A number of product lines have been laid out, including "Qianhua-All Easy Loan", "Qianhua-Privileged Loan" and "Qianhua-Short-term Loan". The scene has covered daily consumption, medical beauty, education, renting, mortgage and so on. , and can be accurately matched according to the user's loan demand, providing users with reliable credit services.
2065438+February 8, 2008, Youhuahua brand launched a brand-new Logo design, and the new version of APP was launched simultaneously in major mobile phone application stores. If you spend money, you will find money to spend.
References:
Have money to spend Baidu encyclopedia
How to apply for Baidu education loan with money?
Hello, use your mobile phone to download Qianhuahua App, go to the loan entrance to check my quota → click "I want a loan" → fill in the information → confirm the information → get the quota. ?
Loans with money to spend are safe, reliable and trustworthy. "Qianhua" is a credit service brand under Du Xiaoman Finance (formerly Baidu Finance) (formerly Baidu Qianhua, renamed as "Qianhua" in June 20 18). The maximum click amount is 200,000 yuan. Big brands are reliable and low interest rates are trustworthy. Money is easy to borrow and the daily interest rate is as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security. Youhuahua provides personal consumer credit services for the public, creates an innovative consumer credit model, inherits Baidu's technical genes, and uses artificial intelligence and big data risk control technology to bring users convenient, fast and safe Internet credit services.
Share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.
When users apply for loans, they will encounter loan products with different repayment methods. Because interest rates are often expressed in different ways, such as the daily interest rate of five ten thousandths, the monthly interest rate of 1% and so on, it is difficult to compare which product is more economical. The price comparison artifact introduced by the rich can help us solve this problem. By comparison, we can intuitively understand the interest and expense details of the compared products, which helps us to make decisions.
This answer is provided by Youhuahua, please borrow it reasonably according to your needs. Specific product-related information is subject to the actual page of Youhuahua official APP. I hope this answer is helpful to you. Click on the bottom of the phone to measure immediately! The maximum loanable amount is 200,000.