Bank acceptance expires to be cashed in the following steps:\x0d\1, the acceptance is generally sent to the account bank a week in advance for collection (remote areas in advance of the last 10 days or so)\x0d\2, if you are an individual (of course, generally acceptance is a legal person to a legal person) can only find an intermediary\x0d\3, with the acceptance, the official seal, the reserved seal signature to the bank to fill out the collection of the acceptance