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What procedures are required for early partial repayment of a mortgage
Hello! If you need to apply for a commercial loan for personal housing of the Agricultural Bank of China (including the commercial loan portion of the combination loan) early repayment, in accordance with the loan contract: the borrower early repayment, must be at least thirty days in advance to the loan bank to submit a written application and consent by the loan bank. As the mortgage business is more complex, the actual situation is different in different places, there are some differences in processing, the specific early repayment schedule, please communicate with your loan bank early repayment specialist.

Documents required for application: borrower's identity document, original personal home purchase secured loan contract, original home purchase loan repayment card (fold), and other materials required by the lending bank.

Warm tips:

1. Starting from October 31, 2023, the default fee for early repayment of personal loans will be waived for the time being.

2. The limitation on the number of applications within one year, the time interval between applications, and whether or not the application can be made on behalf of the applicant, as well as the information required to be provided by the applicant on behalf of the applicant, are subject to the relevant regulations of the local branch.

For more inquiries and services, you can follow the Bank's "Agricultural Bank of China Cloud Customer Service" WeChat public number for consultation and processing.

(Answer time: July 01, 2024, in case of business changes, please refer to the actual.)