Generally speaking, every time a customer borrows a loan, the ant will inquire about the central bank's credit information, and will not lend money until there is no problem with the credit information inquiry, because everyone knows the time interval and whether the user's reputation has changed, so in order to ensure that the loan can be returned on time, the borrower will definitely inquire about the credit information status regularly.

After all, lending is a micro-credit product. If you use the loan frequently, you can guarantee the repayment on time. However, if these data are still tracked by the big data system, users may think that they are often short of money, and may think that their income is unstable and their economic ability is unstable, which may have a negative impact on credit reporting.

Extended data:

Pay attention to the use of Alipay:

Alipay has a fixed repayment date. When users use it, in order to avoid forgetting, it is best to set automatic repayment, just in case. In the event of overdue repayment, in Alipay's view, this is a serious act of dishonesty, which will not only close the flower garden, but also deduct sesame credit points.

There are abnormalities in general accounts, most of which are caused by not binding mobile phones, and some of them are caused by using irregular websites to pay. So be sure to remember not to pay on informal websites. If Alipay prompts the user that the account is abnormal, please confirm whether the Alipay account is bound to the mobile phone. If the phone is not bound, please log in again after the phone is successfully bound, and check the phone according to the page prompts.

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