What's the difference between a Postal Savings Meituan co-branded card and a bank card
The main difference between a Postal Savings Meituan co-branded card and a bank is that a co-branded card is a card issued jointly by a bank and other companies, which usually entitles you to special rights and benefits. Regular bank cards do not have special rights and benefits. A co-branded card usually exists in the form of a co-branded card, so that the credit card not only enjoys the basic benefits of the credit card card class, but also enjoys additional co-branded benefits.
Is it easy to get a China Postal Savings credit card? What are the conditions?
China's postal savings credit card is still easy to get. Chinese residents, foreigners permanently residing in the territory, and compatriots in Hong Kong, Macao and Taiwan, who are at least 18 years old, have full capacity for civil behavior and good credit, can apply for a personal credit card from the credit card issuer with their own valid identification documents. The personal cardholder can also apply for a supplementary card for a natural person with the patient's full capacity for civil behavior or a natural person with restricted capacity for civil behavior. MasterCard cardholders can apply for cancellation of the supplementary card at any time.
What kind of proof does the Postal Savings Bank credit card provide?
1, ID card
2, proof of employment or proof of income;
3, company phone number, home phone number and my cell phone;
4, proof of tax payment
5, proof of assets such as real estate and vehicles in one's own name
Additionally, copies of the following can be provided if one holds a credit card from a patient bank. Or proof of income is important. Banks pay a lot of attention to a cardholder's ability to repay in order to control risk. The information you submit will make the bank feel that there is enough repayment capacity. The higher the repayment ability, the easier it is for the bank to issue the card.
On August 11, 2020, China Postal Savings Bank and Meituan held a signing ceremony for a comprehensive strategic cooperation agreement in Beijing, officially launching the Postal Savings Meituan co-branded debit card. The Meituan co-branded card is a standard credit card product issued by Meituan in cooperation with banks around the world, centering on the rights and benefits of various life consumption scenarios of "eating, drinking, playing and entertainment", and enhancing the advantages of Meituan's big data and intelligent model. Combined with the bank's accumulated experience in the capital, the whole process of risk and other advantages, through the "online" consumption scene to touch the user's real needs, to provide "local customers, local life, local financial" features, differentiated financial services.
What about postal savings credit cards? The first time I saw this, I had to go back to the office to get the information I needed.
1, general card
Main card and subsidiary card are permanently exempt from annual fee, free of annual fee expenditure, swipe the card as you wish. You can activate the card through the 24-hour customer service hotline, set the transaction password and inquiry password online in real time, or log on to online banking real-time online activation, safe and fast.
2. Gold Card
The China Postal Savings Credit Card Gold Card is a standard credit card product developed for the middle and high-end people. In addition to revolving credit, consumer installment, cash advance, optional password, and other services, the product also features a number of special services such as air ticket and hotel booking, supplementary card limit adjustment, 48-hour card loss protection, free transaction reminders, high cash advance, double points on birthdays, and wonderful gift redemption, etc. It is a real credit card that conforms to the international standard
3, Self-Postal One Co-branded Credit Card
4. Tour China - Great Beauty Travel Card
In commemoration of the 60th anniversary of the peaceful liberation of China, the Bank has launched a special Tour China - Great Beauty Travel Card, which is a UnionPay-standard RMB personal credit card with the rank of Gold Card. On the basis of the original functions and services of the gold card, superimposed on the rich local tourism resources, the cardholder travels to the realm of great beauty at the same time, but also enjoy the quality of the travel card, attentive service.
5, tour of China - Hainan International Tourism Island card
Tour of China - Hainan International Tourism Island card is for you like the tropical island style of the quality of the payment tools, credit card payments, discounts, consumer guidelines and other functions in one, food, housing, transportation, travel, shopping, entertainment, all in one place. While spending happily and paying easily, you can also enjoy the pleasant surprise of preferential discounts brought to you by our bank. The exquisite natural scenery and the pleasant card experience are all available on the Hainan International Tourist Island Card.
6, Postal Savings Tongcheng travel credit card
Postal Savings Tongcheng travel credit card by China Postal Savings Bank Jiangsu Branch and Tongcheng co-branded, is located in the tourism, leisure needs of customers to provide "one-stop" business travel, travel services. While enjoying the existing functions and services of the Bank's credit card, cardholders can also enjoy various value-added services and exclusive benefits provided by Together.com as its gold members. This product is a UnionPay standard RMB personal credit card, and the product grade is Gold Card. Issuing area: Issued in Jiangsu Province.
7. Postal Savings Thousand Island Lake Tourism Co-branded Credit Card
The Postal Savings Bank Thousand Island Lake Tourism Co-branded Credit Card is the first co-branded credit card issued by China Postal Savings Bank and the People's Government of Chun'an County, Zhejiang Province, with the theme of "Thousand Island Lake Tourism". The card is a UnionPay standard RMB personal credit card, divided into two grades: gold card and universal card. It integrates the dual functions of basic financial services and city tourism services, and meets the cardholder's all-around needs in the five major categories of "tourism, accommodation, food, shopping and entertainment" when traveling in Qiandao Lake. Issue area: The first batch is limited to Zhejiang (excluding Ningbo), Anhui, Jiangxi, Shandong Province.
8, Postal Savings Zhongyuan food credit card
Postal Savings Bank Zhongyuan food card is China Postal Savings Bank, Henan Branch and the Henan Provincial Catering and Hotel Industry Association jointly issued in Henan Province, the first food theme of the co-branded credit card. The card is a UnionPay standard RMB personal credit card, and is a gold grade credit card product of the Bank. The card is valid for 3 years, with a credit limit of RMB 10,000-100,000 yuan, and an annual fee of RMB 200 yuan/year (annual fee is waived for the first year, and annual fee for the next year is waived after 10 card purchases). The card combines the basic services of a standard credit card with the dual function of discounts for catering merchants. Issuing area: Issued in Henan Province (for the time being).
9. Postal Savings Bank Anhui Transportation Co-branded Credit Card is a co-branded credit card issued by Postal Savings Bank of China in cooperation with Anhui Highway Networking Company Limited, and it is the first industry-applied IC credit card product in China. The card is divided into gold card and universal card level, with all the functions of the Postal Savings Bank IC credit card and all the rights and interests of the same level of credit card, and at the same time, it has the function of traffic card highway toll payment, and it can be used in the highway of Anhui, Jiangsu, Zhejiang, Jiangxi, Fujian and other provinces and the Shanghai Municipal Government for stopping to swipe the card or passing the ETC, MTC special lanes without stopping. It is only issued within the scope of Anhui Province.
How about Postal Credit CardWhat are the types of Postal Credit Card cards
How about Postal Credit Card? Recently the postal credit card is a big hit, and many cardholders have come to ask about the postal card! Want to card under the postal card of many friends, then how about the postal credit card? The card baby I introduced for everyone to introduce the introduction.
How about the postal credit card?
Postal Reserve credit card is a RMB credit card card, for the UnionPay standard card, with all the functions and services of the UnionPay standard credit card card, can be freely consumed at home and abroad to use, the card is valid for three years, and can be set up four subsidiary cards.
1. The Postal Savings Bank Credit Card is a product launched by the Postal Savings Bank for ordinary users, and is based on the concepts of "convenience", "affordability" and "security". The card is designed to be a practical card for the majority of customers.
2. Product Features
Permanent Annual Fee Waiver: Both the main card and the supplementary card are permanently free of annual fee.
Installment Payment: "Any Point" billing installment and "Pen Pen" transaction installment are available, interest-free and with low handling fee.
Dual password and SMS protection: Activate your card through the 24-hour customer service hotline, set your transaction and inquiry passwords online in real time, or log on to online banking to activate your card online in real time, which is safe and fast.
Enjoy an interest-free repayment period of up to 50 days for consumption: with a maximum of 50 days and a minimum of 20 days of interest-free period for consumption, you can prioritize the enjoyment of a comfortable life.
Selectable billing dates: Choose from multiple billing dates for flexible repayment arrangements.
Points are valid forever: one point for every dollar spent, points are valid forever, points can be transferred and exchanged, making it easy to realize various points programs.
The Postal Credit Card is a more affordable type of card, with no annual fee, strict security measures, a long repayment period, and permanently valid points.
Card Baby I'll recommend the 3 cards that are most worth applying for at the Post Office.
One, Dingya Platinum Credit Card (small platinum)
Issued on December 3, 2015, the amount of 50,000-150,000 yuan. It is recommended that friends who are in a position to do so, small platinum gradually liberalized, it is expected that the rights and interests will be improved, on behalf of the payroll customers are being invited:
1, annual fee: 500 for the main card, 200 for the attached card. the first year is waived, and the next year is waived for the full 70,000 or 20 strokes.
2. Benefits:
1 point for 1 dollar, valid within the validity period of the main card.
Double points on birthday month, main and supplementary cards.
Double points for billing and installment.
Unlimited 24/7 roadside assistance with more content than usual.
Lost Card Fee, Card Replacement Fee, Account Cancellation Fee, SMS Service Fee, Card Courier Fee, Bill Replacement Fee, Purchase Order Access Fee, and Cash Withdrawal Fee for overpayment within the Bank's territory are all waived.
Lost card protection is capped at 10 million RMB per year for a single card within 72 hours before the card is lost.
UnionPay Platinum benefits: $1 airport parking (10 times for 2 hours, 3 times for 48 hours), etc.
3, application:
Currently small platinum gradually liberalized, before the conditions can be high, but also requires local social security / provident fund, etc.. Debit card VIP helps to take the table:
Two, EMS co-branded credit cards
Divided into gold cards, general cards, 1 +1 issued cards. The first set of sets of cards of the Postal Service, UnionPay + MasterCard non-contact EMV.
1, annual fee: the first year of annual fee waiver, consumption of six and then waive the next year's annual fee.
Monthly credit card mall per household with 1800 points for 18 RMB EMS domestic shipping coupon, EMS official WeChat order (1% rebate).
2. Rights and benefits:
Special Merchants: More than 15,000 special merchants to enjoy varying discounts on consumption.
Pleasure activities: enjoy food and travel, covering ticket and hotel bookings, special scenic spots and quality travel routes, etc., with cashback on top of the discounts.
Domestic shipping: New users will be sent by EMS courier with no postage fee. Existing users are entitled to preferential postage for domestic EMS delivery. Cardholders can enjoy occasional free postage at shopping malls and supermarkets.
Overseas shipping: China Post Overseas Purchase corresponds to the level of membership: general card into intermediate members, gold card into senior members. Use the co-branded card to pay for shipping to enjoy 10% off the member price. And you can enjoy the discounts of the corresponding membership level.
3, card application:
Fill out the application form to apply, very simple. When applying, apply for UnionPay and MasterCard at the same time for two corresponding products of the same level (i.e., apply for EMS co-branded card UnionPay Plain Card and MasterCard Plain Card at the same time, or apply for EMS co-branded card UnionPay Gold Card and MasterCard Gold Card at the same time).
Three, VIP debit card
The other bank VIP is my bank VIP. postal reserve this point is quite good, his bank VIP card can go to the postal reserve VIP window for business. Of course, including the postal reserve's own VIP debit card: green card cartoon gold card, platinum card, diamond card. VIP card up to the standard: 3 months of average daily financial assets and a certain proportion of the loan and
Amount: gold card: 100,000 yuan to 500,000 yuan (many only need to be 50,000 yuan or even lower)
Platinum card: 500,000 yuan to 2 million yuan
Diamond card: RMB 2 million or more
(Usually the wealth manager can grant special approval in 15 days, but only once in 2 years. The system can be directly platinum card or salary card. The Postal Reserve dynamic assessment, but no management fee, but the UnionPay only recognizes BIN, can participate in VIP activities)
Postal Reserve VIP card treatment includes: tariff concessions, health care, insurance protection, roadside assistance, global VIP privileges, etc., too much better than credit cards. Post's debit card has as many benefits as credit card, so cardholders should not ignore it.
How many kinds of cards does China Postal Savings Bank have? Are they all available for internet banking?
There are four types of cards: green card, green card, co-branded card and credit card. All of them can be used for internet banking.
According to the overall arrangement of the State Council's financial system reform, on the basis of the reform of the original postal savings management system, in March 2007 China Postal Savings Bank, LLC was formally established. on January 21, 2012, with the consent of the State Council and approved by the China Banking Regulatory Commission, the whole of the China Postal Savings Bank, LLC was changed into China Postal Savings Bank Co. Ltd.
The young Postal Savings Bank has a history of nearly 100 years. 1919, the predecessor of China Postal Savings Bank, the Postal Savings Bureau was established to start the postal savings business. 1942, the Savings Bureau became an important part of the six financial pillars of the time, "Four Banks and Two Bureaus". In the early years of the founding of the country, in 1953, the postal savings business stopped, the post continued to handle the exchange business. 1986, the postal savings officially resumed operations.
With the care and support of governments at all levels, financial regulators and all walks of life, Postal Savings Bank of China adheres to the concept of inclusive finance and consciously undertakes the social responsibility of "universal urban and rural areas, benefiting the people"
Postal Savings Bank of China has walked out of a path of service for the three rural areas, small and medium-sized enterprises, the three rural areas, and small and medium-sized enterprises. Three Rural Areas", small and medium-sized enterprises, and communities.
Currently, China Postal Savings Bank has become a commercial bank with the largest network, the widest coverage and the largest number of customers served in the country. By the end of June 2015, Postal Savings Bank had more than 40,000 business outlets, created an electronic financial service network including online banking, mobile banking, phone banking, TV banking, microblogging banking, wechat banking and e-banking, with service reach across vast urban and rural areas, serving nearly 490 million customers;
Postal bank cards currently **** there are nine types, the main ones suitable for students are the Green Card series and Chinese Zodiac Card, the following is the introduction of the 9 kinds of cards:
1, Green Card (debit card): is issued by China Postal Savings Bank, with all or part of the functions of consumption, money transfer, settlement, cash deposit and withdrawal of financial payment tools. The Green Card is a debit card and does not allow overdraft.
2. Green Card: It is a bank card issued by China Postal Savings Bank that concentrates accounts of different types of reserves, currencies and forms of funds as well as wealth management accounts on a single debit card, and uses a single card to manage the financial activities of multiple accounts of an individual.
3. Green Cartoon IC Card Gold Card: The Green Cartoon IC Card Debit Card issued by China Postal Savings Bank to the customers who meet the relevant evaluation standards, and the customers who meet the standards can enjoy the corresponding financial and non-financial value-added services after applying for the Gold Card.
4. Green Card (Taobao Co-branded Card) (abbreviation: Taobao Green Card): It is a co-branded debit card integrating financial services and online payment jointly issued by China Postal Savings Bank, Zhejiang Taobao Network Co.
5. Regional Co-branded Card: It refers to the bank cards issued by all branches of China Postal Savings Bank at all levels in conjunction with large enterprises, institutions and social organizations.
6. Chinese Zodiac Card: It is a series of themed card products issued by China Postal Savings Bank with both banking card functions and Chinese New Year blessings.
7. Green Card (Tencent QQ Co-branded Card) (abbreviation: Tencent QQ Card): it is a co-branded debit card issued by China Postal Savings Bank in cooperation with CaiPai Tong Company, which integrates financial services and online payment functions.
8. Countryside Card: It is an exclusive debit card issued by Postal Savings Bank for the majority of laborers, and is a financial IC debit card with functions such as payroll issuance, cash deposit and withdrawal, money transfer and remittance, payment and settlement.
9. Jinhui Card is an exclusive debit card issued by Postal Savings Bank for pension finance customers, which is a financial IC debit card with functions of pension issuance, cash deposit and withdrawal, transfer and remittance, payment and settlement.
What are the organizations co-branded with the Postal Savings Bank credit card
CRC Network (Shenzhen) Co. CRTC co-branded credit card is jointly developed by China Postal Savings Bank and China Resources Network (Shenzhen) Co. China Resources Network (Shenzhen) Company Limited, founded in 2016, is located in Shenzhen, Guangdong Province, China.
How much is the annual fee for the Postal Savings Bank CRN co-branded credit card? How to reduce it?
Postal Reserve Bank of China has a joint credit card of China Resources Pass, which focuses on the membership rights of China Resources Pass, and is suitable for those who have the needs of supermarket shopping and daily rest. Many cardholders are more concerned about the annual fee of the China Resources Pass co-branded credit card of the Postal Savings Bank, here we will briefly introduce.
How much is the annual fee for the China Resources Pass co-branded credit card of China Post Bank?
The issue of the China Resources Pass joint credit card of the Postal Savings Bank has two levels of gold and platinum cards, covering the UnionPay and VISA two major card organizations,*** there are four sections of the China Resources Pass joint credit card UnionPay gold card, China Resources Pass joint credit card VISA gold card, China Resources Pass joint credit card UnionPay platinum card, China Resources Pass joint credit card VISA platinum card, and the annual fee charges the same standard as follows:
1, China Resources Pass Co-branded card UnionPay Gold Card, China Resources Tong co-branded card VISA Gold Card: the annual fee is the same as the standard Gold Card, the first year free of annual fee, the year brush 6 times free of charge for the next year, if the annual fee cycle does not meet the conditions of the annual fee waiver, the annual fee will be deducted in accordance with the standard of the main card of 125 yuan/year, the subsidiary card of 60 yuan/year.
2, China Resources Tong co-branded card UnionPay Platinum Card, China Resources Tong co-branded card VISA Platinum Card: according to the standard implementation of the Platinum Card, the first year of the annual fee waiver, consumption of more than 70,000 yuan or 20 to reduce the next year's annual fee of the main card and the secondary card (the main card and the subsidiary card were calculated separately), if the annual fee cycle to meet the conditions of the waiver of the annual fee, then according to the main card of $500 / year, the subsidiary card of $200 / year of the standard deduction of the annual fee
The introduction of co-branded credit cards and co-branded credit cards from China Post Bank ends here, and I don't know if you have found the information you need from it.