Hello! The monthly installment payment of JD.COM IOUs is (20002000120.5%)/12, and the handling fee is generally 0.5% depending on the actual situation.
2. What is the installment amount of 2000 yuan in JD.COM?
The standard calculation formula of IOU bill charge is: installment service fee = installment principal × installment service rate (month).
If the amount of 2000 yuan is repaid in six installments, taking the monthly installment interest rate of 0.7% as an example, then his installment service fee for each installment is: 20000.7%= 14 yuan. From the next installment, the installment repayment amount of each installment =(2000/6)(20000.7%)=347.34 yuan, and the total repayment amount of six installments.
If 2000 yuan 12 installments are repaid, taking the monthly installment interest rate of 0.7% as an example, then his installment service fee is: 20000.7%= 14 yuan, and the repayment amount of each installment is = (2000/12) (20000.7) from the next installment.
“JD。 COM White Strip is the first Internet credit payment product in the industry, which allows users to enjoy the consumption experience of "consumption first, payment later, real-time approval and arbitrary installment", and quickly becomes an industry model, laying the leading brand position of Jingdong Finance in the consumer finance industry.
In positioning, "JD. COM White Strip is a credit payment service for users with high credit rating and consumer demand through the credit evaluation of big data. Users can enjoy the service of paying first and shopping in installments in JD.COM Mall, with a maximum of 24 installments. Bills can also be repaid in installments, with the lowest repayment rate and lower execution rate than bank credit cards. Jingdong Finance Consumer Finance has opened more than 1 100 million users.
Since then, "Baitiao" has also opened up O2O(JD.COM arrives at home), global purchase and product crowdfunding within the JD.COM system, and then gradually covered the fields of renting, tourism, decoration, education, wedding and so on, extending from credit house purchase service to providing credit consumption loans, covering more consumption scenarios and providing credit consumption services for more consumers.
JD.COM Baitiao's service scene has gradually expanded, with nearly 10 million online and offline merchants, covering life and entertainment, business travel, education and training, communication, leasing and other industries. Cooperate with the bank to co-sign the electronic account "White Strip Flash Payment", expand the white strip payment to offline through NFC technology, and further broaden the use scenarios of white strip payment by binding WeChat payment.
2065438+March 2009, according to the statistics of the referee document network, more than 200 people have used JD. COM white strip. " According to the verdict, the average age of the defendants in 107 is 28 years old. Take JD as an example. COM was sentenced by two companies in Changsha, and college students accounted for nearly half of the defendants. The defendant's maximum sentence was 19 years, with an average sentence of 2.35 years. In addition, the number of college students deceived mentioned in the judgment exceeded 362, which became a more conspicuous group among the victims.
3. My JD.COM IOU limit is only 2000. Can I buy something for 6000 by installment?
If your JD.COM IOUs limit is only 2,000 yuan, then it is definitely necessary to buy things in installments with 6,000 yuan.
How much does it cost to buy 2000 items in JD.COM?
How much does it cost to buy 2000 items in JD.COM and 2000 items in JD.COM?